Which Credit Score Matters More: TransUnion or Equifax?
As two of the three major credit bureaus, both your TransUnion and Equifax credit scores are potentially important but are often different because they use separate scoring models. Further, scores often differ based on the credit score version used and the information that each credit reporting agency may or may not have received. How Are
Which Business Credit Cards Do Not Report Personal Credit?
Business Credit Cards that Report to Consumer Credit Bureaus Credit Card Issuer Positive Activity Reported To Personal Credit Negative Activity Reported To Personal Credit American Express ✔ Bank of America Capital One ✔ ✔ Discover ✔ ✔ Chase ✔ Citi U.S. Bank Wells Fargo Source: Nav As a business owner, paying business expenses with a
What Is a Secured Credit Card?
A secured credit card is a credit card that is secured by a deposit. You put down a refundable security deposit and the deposit becomes your credit limit. The security deposit reduces the credit card company’s risk, so these cards are available to people with no credit or bad credit. Most secured card issuers report
What Credit Score is Needed to Buy a House With No Money Down?
If you otherwise meet the qualifications for a no money down home loan, you may be wondering what kind of credit score you’ll need to receive approval. While no money down loans are backed by a third party that takes on much of the default risk, the loan itself is still issued by a bank.
What Credit Score is Needed to Buy a Car With No Money Down?
Lenders consider a variety of factors when making decisions regarding auto loan applicants. Among the key assessments include the prospective borrower’s credit, income, and down payment. Most borrowers with steady incomes will find options for financing a vehicle. This applies regardless of their credit score or down payment. What Credit Score is Needed to Buy
What Bills Help Build Credit?
You pay your bills on time every single month, that should help your credit right? Not necessarily. Only bills that appear on your credit report can help you build good credit. This usually includes payments for loans and credit cards, while other types of bills, like rent payments, aren’t normally a part of your credit
The 19 Weirdest Things Sold Online
It’s no secret that you can buy almost anything on the internet. From gag gifts to creepy vintage to bizarre, there is some weird stuff out there. Some are for giggles. Some are for pranks. Some are for your growing collection of weird things. Whatever your reason for looking for weird things, here are 19
20 Unusual Things Used For Currency Around The World
When was the last time you paid in cash? Coins and bills are less common as debit cards, credit cards, and mobile payment services continue to dominate purchasing power. So it’s not hard to imagine that other types of currency exist in the world. Here are 20 unusual things used for currency around the world!
The 3 Types of Tradelines in Credit
There are many types of tradelines that appear on your credit reports. A credit tradeline consists of any account you have with a lender or service provider. This can include credit cards, loans, and utility payments. Managing these tradelines well contributes to good credit. So if you have bad credit, taking a hard look at