Credit Cards for Bad Credit No Deposit
Product Reviews
Nick Mann

Credit Cards for Bad Credit [No Deposit Needed]

If you have bad credit, you’re not alone. About 16% of Americans have bad credit1, while only a tiny sliver have perfect credit at 1.2%.  And if you’re concerned about getting a credit card because of your situation, don’t worry.  There are several credit cards for bad credit, here are six that offer an unsecured

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Credit Repair El Paso
Blog
Nick Mann

Credit Repair Companies in El Paso, Texas

About 34% of Americans have at least one error on their credit report, an issue that can lower your credit score and make it harder to get a low-interest loan from a lender1.  While credit restoration is something you can do on your own, many people choose to hire a credit repair service to assist

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Can You Raise Your Credit Score 100 Points Overnight
Blog
Nick Gallo

Can You Raise Your Credit Score 100 Points Overnight?

Unfortunately, it’s impossible to raise your credit score by 100 points overnight, unless you were the victim of identity theft. FICO scores only range from 350 to 800, so a 100-point change represents a significant shift in your creditworthiness. For example, increasing your credit score from 600 to 700 would lower your interest rate on

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Credit Karma vs Experian
Product Reviews
Seychelle Thomas

Credit Karma vs Experian: Which One Should You Choose?

Our Verdict: Credit Karma has better credit monitoring and more features, but Experian actually gives you your “real” credit score. Plus it offers the wonderful Experian BOOST™ tool. Since they’re both free, it’s worth it to get both of them. Credit Karma is one of the most popular places to look up consumer credit reports.

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MyFICO Review
Product Reviews
Amanda Garland

MyFICO Review – Is It Worth Paying For Your Credit Scores?

Our verdict: Paying for a MyFICO subscription is worth it if you’re about to buy a house or make another large purchase. If you’re just curious about your credit, a free credit score from a credit monitoring service is enough. What is MyFICO? MyFICO is a credit score reporting subscription plan offered by the creators

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Credit Repair Companies In Las Vegas
Blog
Seychelle Thomas

Credit Repair Companies in Las Vegas, NV

If you don’t have the time to use the best credit repair software, pay for the convenience of the best credit repair services to improve a poor credit score.  Finding the right credit repair company in your area can take hours of research and vetting. That’s why we’ve done some of the hard work for

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Second Chance Credit Card with No Security Deposit
Product Reviews
Nick Mann

Find a Second Chance Credit Card with No Security Deposit

A second chance credit card is designed specifically for people with bad credit. And, fortunately, there are several options available, with some not even requiring a security deposit. Here are our top five picks, including key details like introductory APR, annual fees, rewards, and more, along with answers to frequently asked questions.  Comparison of the

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Can I Open A Bank Account If I Owe Another Bank Money
Blog
Seychelle Thomas

Can I Open A Bank Account If I Owe Another Bank Money?

Trying to do life without a bank account is tough. You’ll need one if you want to direct deposit your pay or pay bills automatically. If you owe money to another bank, It can stop you from opening a new account.  Opening a bank account doesn’t hit your credit, but you can still be denied

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Banks That Don’t Use ChexSystems
Product Reviews
Nick Mann

11 Banks That Don’t Use ChexSystems

ChexSystems is a consumer reporting agency that operates under the Federal Fair Credit Reporting Act (FCRA).  Source: ChexSystems  It’s their job to collect information relating to closed checking and savings accounts where reports may include information on bounced or returned checks, overdrafts, and unpaid balances.  If you’ve had these types of issues in the past,

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