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Sample Letter to Remove Closed Accounts From Credit Report
A closed credit account is no longer active, meaning that no future transactions can be processed. For example, a credit card holder may choose to close their account if they no longer use the card, have fears of identity theft, or have financial hardship. A misconception exists that closing a credit card or paying off
Personal Income Statement
This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. A personal income statement is a personal financial statement that outlines your income and expenses over a certain period of time, giving you some insight into your financial position. With
Why did my credit score drop for no reason?
Credit scores are calculated using a specific, clearly defined credit scoring model. So while it may appear your score dropped for no reason, it is never random. Something triggered it even though it might not be immediately obvious to you. I will cover 10 possible reasons why your score may seem to drop without cause.