free online checking account no opening deposit no credit check
Product Reviews
Nick Gallo

Best Free Online Checking Account: No Opening Deposit, No Credit Check

During times of financial hardship, it’s easy to damage your banking reputation. Overdraft fees, bounced checks, or involuntary account closures end up in your ChexSystems report, which can prevent you from getting traditional checking accounts. If you’ve made mistakes like these in the past, here’s a list of the best free checking accounts you can

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Disputing ChexSystems
Blog
Nick Mann

Disputing ChexSystems

ChexSystems is a bank reporting agency that tracks issues like returned or bounced checks, overdrafts, unpaid balances, and identity theft. So if you’ve ever had issues like these, you may have a ChexSystems report.  While this won’t affect your credit score, it can make opening a new bank account more difficult.  But what if you

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ChexSystems Removal
Blog
Nick Gallo

ChexSystems Removal: A Step-by-Step Guide

ChexSystems is a consumer reporting agency that documents your banking history, like a credit bureau for checking and savings accounts. Removing negative items from your ChexSystems report can improve your chances of qualifying for a new bank account. Here’s what you should know about the ChexSystems removal process, including the primary steps involved and some

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ChexSystems Report
Blog
Nick Mann

How to Get Your ChexSystems Report Online

While having a ChexSystems record doesn’t directly affect your credit score, it can make it more difficult to open a new bank account.  And if you’ve ever had issues like a bounced or returned check, an overdraft, or unpaid fees, you may be listed in a ChexSystems report and not even know it.  To learn

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Second Chance Bank Accounts
Blog
Seychelle Thomas

12 Second Chance Bank Accounts 

If you’ve been denied for a checking account, you’ve probably had some troubled history with banks. It could be that unpaid balance from your last bank account or even previous debit card abuse that landed you in hot water.  No matter what it was, your past is now holding you back from getting a regular

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Ramp vs Brex
Product Reviews
Nick Mann

Ramp vs Brex: Which Is Better?

Our Verdict: Since Brex is no longer serving small business customers, Ramp is the better choice for small and medium-sized businesses.  Recently we wrote an article about the five best business credit cards for startups with no credit.  Two of the top cards on that list were Ramp and Brex.  For this post, we’ll take

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Tier 1 Business Credit Vendors
Product Reviews
Amanda Garland

Tier 1 Business Credit Vendors [Updated 2022 List]

When you have a small business and are trying to establish a business credit score or build good business credit, opening tier 1 business credit vendor accounts is essential.  These vendor credit accounts are great for building business credit, and they can help you improve your cash flow.  We have thoroughly researched and have determined

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Best Free Credit Score App
Product Reviews
Amanda Garland

The Best Free Credit Score Apps in 2022

While the Fair Credit Reporting Act1 allows you one free credit report2 from each bureau every year, it doesn’t include free credit scores.  Most of the free credit score apps will give you one or two VantageScores for free. However, you can get your FICO score for free from all three credit bureaus by using

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Credit Score Statistics
Blog
Garit Boothe

Credit Score Statistics in 2022

Are you interested in learning more about credit scores and where you stand in comparison to other adults throughout the US? If so, let’s delve into some insightful consumer credit score statistics across 2020 and 2021.  What Is the Average Credit Score in 2021? According to data released by FICO (Fair Isaac Corporation) in 2021,

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