Trade Credit: What It Is and How to Use It
Used properly, trade credit can help you run your small business, avoid cash flow problems, and build a strong business credit profile. As a result, it can even help you qualify for more business financing in the future. You can make purchases you need to without depleting cash because you do not have to make
Tillful Reviews: The Pros and Cons of This Innovative New Business Credit Card
In 2021, only 30% of small business owners1 were able to secure the financing they needed. But business credit company, Tillful, is looking to change that with its new secured business credit card. Here’s everything you need to know about this modern credit platform. What is Tillful? Source: Tillful In its own words, “Tillful’s mission
Tier 2 Business Credit Vendors
Whether you’re building personal credit or business credit, you have to follow a specific account progression. Generally, you target attainable ones with less favorable terms first, then work your way up to the more restrictive ones with better rewards. If you’re building business credit, Tier 2 business credit vendors are the second rung on that
5 Best Startup Business Credit Cards with No Credit
The big finance sites like NerdWallet, WalletHub, and Fit Small Business include big credit cards brands in their “best startup business credit cards with no credit” articles. This is nonsense. The Chase Ink and American Express cards are not available to small business owners with no personal credit. Approval for those cards requires good personal
Small Business Loans Texas: Our Top 11 Picks
Texas was named the best state to start a business in 2020 and 2021, with cities like Laredo, Lubbock, Austin, Dallas, and Fort Worth being hotbeds of entrepreneurship. Here’s our list of the 11 best small business loans in Texas based on approval count, average loan size, and other vital factors. The Top Texas Small
Small Business Loans Florida: Our Favorite Programs
With an $800 billion economy and abundant opportunities, Florida is a state where many small businesses thrive. Here are the best small business loans in Florida to help you get the funding you need. The Top Florida Small Business Loans Small Business Loan Total Approval Count in 2022 Average Loan Size Maximum Loan Amount Payback
Sesame Cash Review – Is It Legit?
Look out, Credit Sesame now offers more than just free credit scores and credit report information. They have a new credit building account called Sesame Cash that works like a debit card and reports like a secured credit card. The debit card aspect allows you to save money by avoiding credit card debt. And the
Self Lender Dropped My Credit Score: What Should I Do?
You have committed to improving your bad credit by opening a Self (formerly Self Lender) credit builder account and are excited to see your credit score begin to rise. But the first time you check your credit score, you find out that it has actually decreased. Wait, what happened here? While a credit builder loan
Secured vs. Unsecured Credit Cards
Most well-known credit cards on the market, like the ones you see TV advertisements for, are unsecured credit, meaning the lender offers you a credit limit based on trust (and your credit score). The lesser known credit card option is secured credit cards. These credit cards are backed by collateral, usually in the form of