Credit Builder Card
Product Reviews
Nick Gallo

7 Best Credit Builder Card Options in 2024

We’ve compiled a list of the seven best credit builder card options in 2024. Each of these cards is accessible to people with bad credit, friendly to your budget, and effective at increasing your score. We don’t necessarily recommend any of these cards over the other. Each one has something to offer, so consider them

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Tier 1 Business Credit Vendors
Product Reviews
Amanda Garland

Tier 1 Business Credit Vendors [Updated 2024 List]

When you have a small business and are trying to establish a business credit score or build good business credit, opening tier 1 business credit vendor accounts is essential.  These vendor credit accounts are great for building business credit, and they can help you improve your cash flow.  We have thoroughly researched and have determined

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How To Prepare For The Recession
Blog
Nick Gallo

How to Prepare for the Recession in 2024

Economic recession often correlates with weaker job security, lower investment returns, and diminished consumer purchasing power. As a result, it can have significant implications for your personal finances. Fortunately, you can insulate yourself from the worst effects and turn this period into an opportunity with the right preparation. If you’re concerned about current economic trends,

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net 30 accounts
Product Reviews
Nick Gallo

23 Net 30 Accounts for New Businesses [Updated for 2024]

These net 30 accounts help you build business credit.  We’ve compiled the most thorough list on the internet of net 30 accounts that report to the business credit bureaus. So stop browsing the credit forums and start applying to these vendor accounts!  These accounts have been verified – this list is current and up-to-date. What

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Credit Score Statistics
Blog
Garit Boothe

18 Credit Score Statistics in 2024, Including Averages & Demographics

Are you interested in learning more about credit scores and where you stand in comparison to other adults throughout the US? If so, let’s delve into some insightful consumer credit score statistics.  What Is the Average Credit Score in 2024? According to the most recent data released by FICO (Fair Isaac Corporation), the average FICO

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Mortgage
Blog
Garit Boothe

Why Is Credit Important?

Good credit gives you financial control if you use it in the right way. Your credit score will determine whether you can get a car, home loan, or credit cards. It’s a little more than that too. A strong credit history shows lenders that you are trustworthy and able to pay off debts. Good credit

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Why Did My Credit Score Go Down When Nothing Changed?
Blog
Amanda Garland

Why Did My Credit Score Go Down When Nothing Changed?

If you are keeping a good handle on your finances, and your FICO credit score suddenly starts taking a nosedive, you might start to panic. You haven’t made any recent changes to your credit file in the way of opening new accounts or maxing out your credit cards. So why did your credit score decrease?

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Why Did My Credit Score Drop for No Reason?
Blog
Stephen M.W.

Why Did My Credit Score Drop for No Reason?

Credit scores are calculated using a specific, clearly defined credit scoring model. So while it may appear your score dropped for no reason, it is never random. Something triggered it even though it might not be immediately obvious to you. I will cover 10 possible reasons why your score may seem to drop without cause.

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Why Buying a House is a Bad Investment
Blog
Amanda Garland

Why Buying a House is a Bad Investment

Homeownership is the American Dream. At least it used to be.  Some of the shine wore off after the 2008 housing crash. For the first time, many Americans began to see how buying a home wasn’t the good investment they thought it would be.  When you look at buying a house in the cold light

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