Self Lender Review
Product Reviews
TJ Porter

Self Lender Review: Is It Worth Getting It In 2022?

Building your credit so you can secure those lower interest rates can be hard. Self (formerly Self Lender) is a company that looks to help people build credit through credit builder loans. This Self Lender review will tell you everything you need to know about the service. How Does Self Work? Self helps its customers

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Net 60 Vendors
Product Reviews
Faith Stewart

Net 60 Vendors to Help Your Business Grow

The easiest and fastest way to start building a strong business credit profile is with vendor credit. Typically, this will be a Net 30 account. Still, you will find some Net 60 vendors, and even some invoice payment terms of Net 90 and up. This is credit directly from the supplier or service provider rather

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The Best Credit Building Apps
Product Reviews
Amanda Garland

The Best Credit Building Apps in 2022

There are a variety of apps out there in the Apple and Android app stores that can help you turn a poor credit score into a good credit score. We also included a few web apps in this list as well. Some apps focus on letting you view your credit reports and credit scores. Others

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How Much of a Home Loan Can I Get With a 650 Credit Score
Blog
Nick Gallo

How Much of a Home Loan Can I Get With a 650 Credit Score?

The better your credit score, the easier it is to get a lower interest rate and a bigger loan from a mortgage lender. With a 650 credit score, you should qualify for a home loan, but you’ll fall well short of the cheapest possible mortgage rate and the highest available principal balance. Here’s what you

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Best Credit Builder Program
Personal Credit Articles
Amanda Garland

Best Credit Builder Programs

What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the

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Why Did My Credit Score Drop for No Reason?
Blog
Stephen M.W.

Why Did My Credit Score Drop for No Reason?

Credit scores are calculated using a specific, clearly defined credit scoring model. So while it may appear your score dropped for no reason, it is never random. Something triggered it even though it might not be immediately obvious to you. I will cover 10 possible reasons why your score may seem to drop without cause.

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How Much Does Self Lender Raise Your Credit Score
Blog
Garit Boothe

How Much Does Self Raise Your Credit Score?

The Self (formerly Self Lender) credit builder loan product has been growing in popularity. Many customers find it a useful addition to their credit-building tool belt. But not everyone has a good experience. Here’s why.  How Much Does Self Boost Your Credit? According to Self, their customers’ credit scores increased by 32 points on average1.

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Debit Cards That Build Credit
Product Reviews
Amanda Garland

Debit Cards That Build Credit

If you are wanting to start building credit but you only ever use cash or debit cards for your purchases, what can you do? Traditional debit cards don’t build credit history or affect your credit score.  But there are specially designed debit cards that can help you achieve a good credit score. These card issuers

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Writing on a report
Blog
Garit Boothe

How To Create A Personal Balance Sheet

This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. Simply put, a personal balance sheet is a document that keeps track of everything that you possess (assets) and every debt that you owe (liabilities). With this personal financial statement,

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