Category: Building Credit

Extra Debit Card Review

Extra Debit Card Review 2024: Is It Worth It?

When you pay for everything in cash or with a debit card, it can be hard to build credit. After all, to build credit, you usually need to obtain debt.  But the Extra debit card is different. This debit card works like a credit card in that it reports your payment activity to the credit

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Rent Reporting Services

The Best Rent Reporting Services in 2024

If you have bad credit, paying to report your rent to the credit bureaus is one of the easiest ways to improve your score. We analyzed the best rent reporting services on the market and put together our top five based on their fees, rent reporting packages, and average credit boosts. Here’s what we found.

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Debit Cards That Build Credit

The ONLY Debit Card That Builds Credit (Plus Alternatives)

If you are wanting to start building credit but you only ever use cash or debit cards for your purchases, what can you do? Traditional debit cards don’t build credit history or affect your credit score.  But there are specially designed debit cards that can help you achieve a good credit score. These card issuers

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Credit Strong Review: Does It Work?

There are a lot of credit builder loans on the market, so we had to do a lot of research to stack Credit Strong against its competitors. Our verdict: Credit Strong has the best credit-builder loan on the market today. Their accounts either match or outclass the competition in just about every meaningful way. They’re also

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Best Credit Builder Program

Best Credit Builder Programs

What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the

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Build Business Credit in 30 Days

Build Business Credit in 30 Days – 10 Secret Strategies

If you’re looking to build business credit quickly, this guide will show you how to do it.  I assume that you already have a business entity, such as an LLC. Sole proprietors and partnerships can build business credit too, but their financing options are limited.  I practice what I preach. I’ve been working in the

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Grow Credit Review

Grow Credit Review: Is Grow Credit Legit?

The Grow Credit Mastercard is a credit card designed to help you build credit by paying the bills that you already have.  The credit card is virtual and links to your bank account for processing automatic payments. There is no hard credit check or interest charges.  And with their basic service, you can improve your

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BoomPay Review

BoomPay Review: Is It Legit? 

The BoomPay app and BoomReport service are presented as a way to help you build credit using your rent payment history. For a small fee, you can get your past payment history and/or ongoing history reported.  But does BoomPay actually work? Our verdict: BoomPay is a legitimate company with a great product. Many customers have

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