The 10 Best Virtual Credit Cards in 2022
Virtual credit card numbers let you make online purchases without disclosing your card’s true account details, protecting you from fraud. They’re also easy to cancel and replace, giving you more power over when and how much merchants can charge you. We analyzed the best virtual credit cards in 2022 based on their capabilities, reward programs,
How to Change Your Credit Score Illegally [4 Ways + Legal Alternatives]
Attempting to claw your way out of debt and past credit issues is frustrating when you’re trying to earn a good credit score. Even when you do everything right, it still seems like it takes forever to see changes. It might be tempting to take dishonest shortcuts to reach a better credit score overnight, but
How to Get an 800 Credit Score After Bankruptcy
Filing for bankruptcy may feel discouraging, but it can give you a fresh start. Though it does damage your credit score, it also significantly reduces your outstanding debts, allowing you to rebuild without that financial burden. It takes time to reach an 800 credit score after bankruptcy, but it’s possible. Here’s what you need to
How to Prepare for the Recession in 2022
Economic recession often correlates with weaker job security, lower investment returns, and diminished consumer purchasing power. As a result, it can have significant implications for your personal finances. Fortunately, you can insulate yourself from the worst effects and turn this period into an opportunity with the right preparation. If you’re concerned about current economic trends,
6 Best Credit Builder Loans for 2022 [No Credit Check, Online, Unsecured]
Credit builder loans are still somewhat new. But they’re definitely not all the same in quality and price. We analyzed the nine most commonly searched for credit builder loans on the market, then compared them based on a variety of factors including minimum monthly payment, term length, loan amount, and more. The Best Credit Builder
The Best Credit Repair Software for 2022
Each credit repair software has its strengths. Some are great at producing letter templates and tracking disputes. Others do the dispute for you and help you monitor your credit for any problems that come up later. We’ll help you by reviewing the best credit repair software out there by assessing their strengths, opportunities, and why
The Top FinCon Bloggers I Met in 2022
I just got back from FinCon in Orlando, Florida. It was a complete blast! I met a lot of bloggers, YouTubers, podcasters, and others with interesting things to say. FinCon moves its location within the US every year. It was my first time in Orlando! The hotel was nice. The best part of the conference
The Best Rent Reporting Services in 2022
If you have bad credit, paying to report your rent to the credit bureaus is one of the easiest ways to improve your score. We analyzed the best rent reporting services on the market and put together our top five based on their fees, rent reporting packages, and average credit boosts. Here’s what we found.
Why Is Credit Important?
Good credit gives you financial control if you use it in the right way. Your credit score will determine whether you can get a car, home loan, or credit cards. It’s a little more than that too. A strong credit history shows lenders that you are trustworthy and able to pay off debts. Good credit