Nav Review
Product Reviews
Nick Gallo

Nav Review – Is it Legit?

In simple terms, Nav is a financial tech company that helps small businesses get the financing they need. Their official mission is “to reduce the death rate of small businesses.”  To accomplish that goal, Nav gives business owners insight into their various credit scores, helps organize their finances, and directs them to lenders that might

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How To Read A Credit Report
Blog
Seychelle Thomas

How To Read A Credit Report: The Complete Guide

Credit reports are usually very confusing to read! Our guide is the only one on the internet that breaks it down step-by-step. Thus making it easier for you to understand your credit report and use it to your advantage.  Each Credit Bureau’s Report Is Different At first glance, comparing your credit reports from the three

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Does Paying Utilities Build Credit
Blog
Amanda Garland

Does Paying Utilities Build Credit?

Paying your utilities can help you build credit, but only if you are using a utility reporting service. Only loans and revolving credit lines are automatically reported to the credit bureaus.  Utilities, rent, subscriptions, and more are not reported unless late payments are sent to a collection agency.  There are third party companies that can

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hich business credit cards do not report personal credit
Blog
Sydney Englund

Which Business Credit Cards Do Not Report Personal Credit?

As a business owner, paying business expenses with a business credit card is a great way to earn rewards and get the most for your money. But just because you want to earn rewards doesn’t mean you necessarily want your business credit card to end up on your credit report and potentially affect your personal

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Grow Credit Review
Product Reviews
Amanda Garland

Grow Credit Review: Is Grow Credit Legit?

The Grow Credit Mastercard is a credit card designed to help you build credit by paying the bills that you already have.  The credit card is virtual and links to your bank account for processing automatic payments. There is no hard credit check or interest charges.  And with their basic service, you can improve your

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Best Credit Builder Loan
Personal Credit Articles
Nick Gallo

6 Best Credit Builder Loans for 2022 [No Credit Check]

Credit builder loans are still somewhat new. But they’re definitely not all the same in quality and price. We analyzed the nine most commonly searched for credit builder loans on the market, then compared them based on a variety of factors including minimum monthly payment, term length, loan amount, and more. The Best Credit Builder

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How To Get a Free Tradeline
Blog
Sydney Englund

How To Get a Free Tradeline 

If you have recently looked at your credit report and found that your credit score is less than excellent you may be wondering what DIY credit repair you can do yourself.  One of the first things you are going to want to look at is tradelines. Tradelines that report positive information are an integral part

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What Cell Phone Companies Report to Credit Bureaus
Blog
Amanda Garland

What Cell Phone Companies Report to Credit Bureaus?

Having your cell phone payments appear on your credit history can help you build credit. But unfortunately, no cell phone companies report your account information to the credit bureaus.  So instead, you’ll need to use a third-party company specializing in reporting utility bills.  Do Cell Phone Companies Report to Credit Agencies? Cell phone companies do

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How to Add Utility Bills to Your Credit Report
Blog
Amanda Garland

How to Add Utility Bills to Your Credit Report

Did you know that the most common bills you pay every month do nothing to help you build credit? For example, monthly payments made to your landlord or electricity provider do not typically appear on your credit file.  Only credit card payments and loan payments get sent to the major credit bureaus (by the loan

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