If you have a Wells Fargo bank account, auto loan, or other type of banking product, and you are looking for ways to build credit, then you might be looking at Wells Fargo for the solution.  Unfortunately, Wells Fargo doesn’t offer a credit building loan or any other type of secured loan or secured credit

If you are looking for a way to build your credit history and you are a Navy Federal Credit Union member, there are a selection of personal loans they offer that could help you reach your goals.  While Navy Federal does not offer a traditional, no-minimum-score-required credit builder loan, they do offer two different types

Have you been anxiously waiting for a negative collection account to fall off your report? Or for a successful dispute to delete incorrect information due to identity theft that is damaging your credit score?  If you have, it can be a huge relief once that account or debt finally disappears off your credit reports. But,

The better your credit score, the easier it is to get a lower interest rate and a bigger loan from a mortgage lender. With a 650 credit score, you should qualify for a home loan, but you’ll fall well short of the cheapest possible mortgage rate and the highest available principal balance. Here’s what you

What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the

Credit Karma gives you a free copy of your credit score just for signing up, but it isn’t necessarily the same score that your future lenders will use. Here’s what you should know about the differences between your Credit Karma score vs. your actual score. Which Credit Score Does Credit Karma Use? Contrary to popular

Roughly 70% of people who buy a house use a mortgage to complete the transaction1. Unless you’re a cash buyer, you’ll need somewhere between a good credit score and an excellent one to get an affordable interest rate on your loan. If your credit file isn’t as strong as you’d like yet, here’s how to

You have committed to improving your bad credit by opening a Self (formerly Self Lender) credit builder account and are excited to see your credit score begin to rise. But the first time you check your credit score, you find out that it has actually decreased. Wait, what happened here? While a credit builder loan