Wells Fargo Have a Credit Builder Loan.pg
Credit
Amanda Garland

Does Wells Fargo Have a Credit Builder Loan?

If you have a Wells Fargo bank account, auto loan, or other type of banking product, and you are looking for ways to build credit, then you might be looking at Wells Fargo for the solution.  Unfortunately, Wells Fargo doesn’t offer a credit building loan or any other type of secured loan or secured credit

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Navy Federal Credit Builder Loan
Credit
Amanda Garland

Does Navy Federal Have a Credit Builder Loan?

If you are looking for a way to build your credit history and you are a Navy Federal Credit Union member, there are a selection of personal loans they offer that could help you reach your goals.  While Navy Federal does not offer a traditional, no-minimum-score-required credit builder loan, they do offer two different types

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Once Something is Removed from My Credit Report, Can it Be Put Back On
Credit
Amanda Garland

Once Something is Removed from My Credit Report, Can it Be Put Back On?

Have you been anxiously waiting for a negative collection account to fall off your report? Or for a successful dispute to delete incorrect information due to identity theft that is damaging your credit score?  If you have, it can be a huge relief once that account or debt finally disappears off your credit reports. But,

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How Much of a Home Loan Can I Get With a 650 Credit Score
Credit
Nick Gallo

How Much of a Home Loan Can I Get With a 650 Credit Score?

The better your credit score, the easier it is to get a lower interest rate and a bigger loan from a mortgage lender. With a 650 credit score, you should qualify for a home loan, but you’ll fall well short of the cheapest possible mortgage rate and the highest available principal balance. Here’s what you

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Why Buying a House is a Bad Investment
Personal Finance
Amanda Garland

Why Buying a House is a Bad Investment

Homeownership is the American Dream. At least it used to be.  Some of the shine wore off after the 2008 housing crash. For the first time, many Americans began to see how buying a home wasn’t the good investment they thought it would be.  When you look at buying a house in the cold light

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Best Credit Builder Program
Credit
Amanda Garland

Best Credit Builder Programs

What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the

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Credit Karma Score vs Your Actual Score
Credit
Nick Gallo

Your Credit Karma Score vs Your Actual Score

Credit Karma gives you a free copy of your credit score just for signing up, but it isn’t necessarily the same score that your future lenders will use. Here’s what you should know about the differences between your Credit Karma score vs. your actual score. Which Credit Score Does Credit Karma Use? Contrary to popular

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How to Fix My Credit to Buy a House
Credit
Nick Gallo

How to Fix My Credit to Buy a House

Roughly 70% of people who buy a house use a mortgage to complete the transaction1. Unless you’re a cash buyer, you’ll need somewhere between a good credit score and an excellent one to get an affordable interest rate on your loan. If your credit file isn’t as strong as you’d like yet, here’s how to

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Self Lender Dropped My Credit Score
Credit
Amanda Garland

Self Lender Dropped My Credit Score: What Should I Do?

You have committed to improving your bad credit by opening a Self (formerly Self Lender) credit builder account and are excited to see your credit score begin to rise. But the first time you check your credit score, you find out that it has actually decreased. Wait, what happened here? While a credit builder loan

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