Homeownership is a necessity for stability, independence, and generational wealth. The problem? Not everyone may have all the recommended items in place to make homeownership a reality.  In order to buy a home, you have to have income, good credit, and a down payment. You can buy a house with any two of these, but

Credit scores are critical to securing better financing opportunities. But while some may be satisfied with scores that are good enough, others are aiming to achieve perfection: the coveted 850 credit score.  But is reaching an 850 credit score possible? Let’s take a look at how to get an 850 credit score and obtain perfect

If you’re looking to build business credit for your real estate business, you’ve come to the right place. Most real estate investors use a combination of personal mortgages, personal credit cards, and hard money loans to fund their deals.  My goal is for you to use low interest rate financing not tied to your personal

If you’re looking to build credit for your child, you came to the right place.  There’s a lot of misinformation online about building credit. In this article, I’ll explain how to build your child’s credit, how to protect your child from credit identity theft, and I’ll cover common myths about this subject.  The main difficulty

Staying on top of your business credit means knowing where to turn to for your business credit reports. Much like with personal credit, there are several credit bureaus that will provide you with your reports on demand. Let’s take a closer look at the top business credit bureaus and what you need to know about

If you have bad credit or even no credit and need to rent an apartment, the whole process can be extremely frustrating.  And with more landlords requiring credit reports to rent, it’s more important than ever to understand how your credit report impacts renting an apartment and what is and isn’t required. This article is