5 Secured Business Credit Cards That Report to D&B
There aren’t very many secured business credit card options out there. Of those that exist, they don’t always report payments to Dun & Bradstreet. In fact, only 7% of companies that offer credit to businesses, including credit card issuers, actually report positive history. So, finding those that do isn’t easy. In fact, one of the
12 Second Chance Bank Accounts
If you’ve been denied for a checking account, you’ve probably had some troubled history with banks. It could be that unpaid balance from your last bank account or even previous debit card abuse that landed you in hot water. No matter what it was, your past is now holding you back from getting a regular
RentReporters Review
Our Verdict RentReporters is a well-established company that helps people build credit by reporting their rent payments to the credit bureaus. Their services are on the pricier side, but they do provide a lot of benefits which include free credit reports, credit experts, and more. They also offer a discount if you pay the monthly
Rental Tradelines: The Secret to Building Your Credit with Rent
When you’re building credit from scratch, lenders are often reluctant to give you a credit account. When you’re rebuilding a poor credit score after making a few mistakes, you may also have lingering monthly payments, which makes new debts burdensome. Rental tradelines can be a great way to increase your credit score without dealing with
Rental Kharma Review
Our Verdict Rental Kharma is a rent reporting service that allows you to customize your package to your needs. If you live alone and you’ve only been renting for a few months, then there is no need to pay for services you don’t need. But if you do want to add renters or additional payment
Ramp vs Brex: Which Is Better?
Our Verdict: Since Brex is no longer serving small business customers, Ramp is the better choice for small and medium-sized businesses. Recently we wrote an article about the five best business credit cards for startups with no credit. Two of the top cards on that list were Ramp and Brex. For this post, we’ll take
Can You Raise Your Credit Score 100 Points Overnight?
Unfortunately, it’s impossible to raise your credit score by 100 points overnight, unless you were the victim of identity theft. FICO scores only range from 350 to 800, so a 100-point change represents a significant shift in your creditworthiness. For example, increasing your credit score from 600 to 700 would lower your interest rate on
Primary Tradelines: Guide to Buying Right [And What to Avoid]
Credit tradelines, and the information contained in them, are what make up your credit history. These tradelines can include credit cards, auto loans, home loans or student loans. Scoring models take the information from these tradelines to calculate your credit score. Lenders not only look to see if you meet their minimum credit score requirements,
Personal Income Statement
This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. A personal income statement is a personal financial statement that outlines your income and expenses over a certain period of time, giving you some insight into your financial position. With