How Much Does Self Raise Your Credit Score?
The Self (formerly Self Lender) credit builder loan product has been growing in popularity. Many customers find it a useful addition to their credit-building tool belt. But not everyone has a good experience. Here’s why. How Much Does Self Boost Your Credit? According to Self, their customers’ credit scores increased by 32 points on average1.
How To Create A Personal Balance Sheet
This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. Simply put, a personal balance sheet is a document that keeps track of everything that you possess (assets) and every debt that you owe (liabilities). With this personal financial statement,
How To Get a Free Tradeline
If you have recently looked at your credit report and found that your credit score is less than excellent you may be wondering what DIY credit repair you can do yourself. One of the first things you are going to want to look at is tradelines. Tradelines that report positive information are an integral part
Divvy Credit Card Reviews: Is It Right for Your Business?
It can be hard to choose the right credit card for your business. You’ll find cards listed that do not have an annual fee, those that waive the foreign transaction fee, and a host of rewards card options. There are Divvy business credit card reviews all over the internet. Most of them are in agreement
Personal Income Statement
This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. A personal income statement is a personal financial statement that outlines your income and expenses over a certain period of time, giving you some insight into your financial position. With
Credit Cards for Bad Credit [No Deposit Needed]
If you have bad credit, you’re not alone. About 16% of Americans have bad credit1, while only a tiny sliver have perfect credit at 1.2%. And if you’re concerned about getting a credit card because of your situation, don’t worry. There are several credit cards for bad credit, here are six that offer an unsecured
Credit Repair Companies in El Paso, Texas
About 34% of Americans have at least one error on their credit report, an issue that can lower your credit score and make it harder to get a low-interest loan from a lender1. While credit restoration is something you can do on your own, many people choose to hire a credit repair service to assist
Credit Karma vs Experian: Which One Should You Choose?
Our Verdict: Credit Karma has better credit monitoring and more features, but Experian actually gives you your “real” credit score. Plus it offers the wonderful Experian BOOST™ tool. Since they’re both free, it’s worth it to get both of them. Credit Karma is one of the most popular places to look up consumer credit reports.
MyFICO Review – Is It Worth Paying For Your Credit Scores?
Our verdict: Paying for a MyFICO subscription is worth it if you’re about to buy a house or make another large purchase. If you’re just curious about your credit, a free credit score from a credit monitoring service is enough. What is MyFICO? MyFICO is a credit score reporting subscription plan offered by the creators