I Need a Payday Loan Immediately
Personal Credit Articles
Amanda Garland

I Need a Payday Loan Immediately – Your No Credit Options

While a payday loan can get cash in your hands fast, there are so many fees and restrictions that it is rarely ever worth it. Sure, there is no credit check. Approval is immediate. But a payday loan can send you down a debt spiral and potentially damage your credit.  The good news is that

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Payday Loan Alternatives
Product Reviews
Amanda Garland

3 Payday Loan Alternatives: No Credit Needed, Income-Based

Payday loans can be alluring because they only ask for you to have a paycheck to qualify. They don’t care about your credit. The good news is that there are alternatives. These three payday loan alternatives only need verification of your income and cashflow – no credit needed. Here, we’ll look at three alternatives to

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BoomPay Review
Product Reviews
Amanda Garland

BoomPay Review: Is It Legit? 

The BoomPay app and BoomReport service are presented as a way to help you build credit using your rent payment history. For a small fee, you can get your past payment history and/or ongoing history reported.  But does BoomPay actually work? Our verdict: BoomPay is a legitimate company with a great product. Many customers have

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Is Credit Strong Legit
Blog
Amanda Garland

Is Credit Strong Legit?

Credit Strong is a company that promises to help you build your credit history and improve your credit score, all with no minimum score requirements. But are this company and its claims legitimate? By using a Credit Strong account, which is equal parts personal loan and savings account, existing customers have been able to successfully

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Debit Cards That Build Credit
Product Reviews
Amanda Garland

The ONLY 2 Debit Cards That Build Credit (Plus Alternatives)

If you are wanting to start building credit but you only ever use cash or debit cards for your purchases, what can you do? Traditional debit cards don’t build credit history or affect your credit score.  But there are specially designed debit cards that can help you achieve a good credit score. These card issuers

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Credit Score Statistics
Blog
Garit Boothe

18 Credit Score Statistics in 2023, Including Averages & Demographics

Are you interested in learning more about credit scores and where you stand in comparison to other adults throughout the US? If so, let’s delve into some insightful consumer credit score statistics.  What Is the Average Credit Score in 2023? According to the most recent data released by FICO (Fair Isaac Corporation), the average FICO

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Credit Rent Boost Review
Product Reviews
Amanda Garland

Credit Rent Boost Review

Our Verdict With their low-cost multi-renter plans, Credit Rent Boost offers a rent reporting service that is both flexible and affordable.  Their customer service is also far above what their competitors offer. They have an excellent BBB rating, and their reviews are high as well. Credit Rent Boost works with both TransUnion and Equifax to

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Wells Fargo Have a Credit Builder Loan.pg
Blog
Amanda Garland

Does Wells Fargo Have a Credit Builder Loan?

If you have a Wells Fargo bank account, auto loan, or other type of banking product, and you are looking for ways to build credit, then you might be looking at Wells Fargo for the solution.  Unfortunately, Wells Fargo doesn’t offer a credit building loan or any other type of secured loan or secured credit

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