How to Get a Car Loan With Bad Credit
Blog
Anthony Amodeo

How to Get a Car Loan With Bad Credit

Consumers with bad credit typically face some challenges when seeking a car loan. These applicants usually have fewer loan options and pay high interest rates. Being prepared and thoroughly exploring your options is important in this process. Having proper documentation and cash upfront for a down payment are two of the most critical. Steps to

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How to raise your credit score 200 points in 30 days
Blog
Dylan Buckley

How to Raise Your Credit Score 200 Points in 30 Days

Raising your credit score by 200 points in 30 days is technically possible. Even though it’s not a realistic goal 99% of the time.  Want to give it a shot? Let’s take a look at some helpful tips to get your score to where you need it to be.   Tips to Raise Your Credit Score

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How to Build Credit As a Teenager
Blog
Dylan Buckley

How to Build Credit As a Teenager

Building credit can be a new topic for many teenagers. As such, there’s more to do than just diving into some of the credit-building activities you’ll find here.  There are several key steps to the process that you will need to undergo to get started.  Here are a few of the main areas to focus

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How to Get a Business Line of Credit
Blog
Dylan Buckley

How to Get a Business Line of Credit

Business credit is an invaluable tool for small businesses to leverage when they’re looking to scale.  Let’s take a closer look at how to get a business line of credit so you can get started.  Decide on How Much Money You Need The first step in getting a business line of credit is determining how

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Do multiple car loan applications hurt your credit
Blog
Anthony Amodeo

Do Multiple Car Loan Applications Hurt Your Credit?

Each car loan you apply for creates a “hard” credit inquiry on your credit report. Hard inquiries slightly harm your credit score. The credit bureaus will recognize when a consumer is “shopping around” for a car loan. If multiple inquiries occur before a 14 to 45-day period, they merge into a single credit report inquiry. 

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Can I Get a Car Loan With a Credit Score of 500
Blog
Anthony Amodeo

Can I Get a Car Loan With a Credit Score of 500?

Consumers with a 500-credit score usually find options for financing a vehicle. Unfortunately, these loan options typically feature exorbitant interest rates and other unfavorable terms. The prices of both new and used vehicles in the U.S. are higher than ever before. Thus, buyers with bad credit will get approved for car loans, but affordability is

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Which FICO score do mortgage lenders use
Blog
Anthony Amodeo

Which FICO Score Do Mortgage Lenders Use?

The three primary credit reporting bureaus are Equifax, Experian, and TransUnion. The primary models used in the mortgage lending industry include FICO Score 2, FICO Score 4, and FICO Score 5. Which FICO Scores Are Taken Into Consideration When Applying for a Mortgage? The Fair Isaac Corporation introduced its first FICO credit scoring model in

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What Is Business Credit
Blog
Dylan Buckley

What Is Business Credit?

Businesses have credit reports and credit scores, just like people do. Your business credit is the combination of those things.  Here’s how it works.  What Is Business Credit? Business credit is an indicator of how responsible your business is with managing debts. Think personal credit, but more like a tool you can use to fund

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Tradelines to Build Credit
Blog
Amanda Garland

7 Tradelines to Build Credit – 50+ Score Increase

Name Type Credit limit Availability Price Action CreditStrong Credit builder account $1,000 In stock $15/mo. Buy Now BoomPay Rental tradeline Varies In stock $25 Buy Now StellarFi Credit builder account $25,000 In stock $4.99 or $9.99/mo. Buy Now Grow Credit Revolving account $204 In stock $41 Buy Now Self Credit builder account $1,000 In stock

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