The prospect of owning a home can be exciting, but getting too excited and failing to do the proper research can result in numerous issues throughout the process. As a first-time buyer, you want to make sure you’re getting the best possible mortgage loan with desirable terms.  The good news? As a first-time home buyer,

Debt is generally considered to be bad by most. The thought process is that the more debt you have, the more difficult it becomes to afford necessities, invest in your future, and so on. But while taking on more debt might not be the best idea for everyone, it certainly works for those who have

There are many reasons why you might need a credit score bump now. Maybe you’re looking for an apartment and your credit score isn’t where it should be. Perhaps you’re in the market for a new car and you need a higher score to get better terms.  Whatever the reason, is it possible to raise

When financial institutions receive requests for credit, they rely on data for making lending decisions.  Here, financial institutions check the applicant’s creditworthiness. For business applicants, many lenders base their decisions on data from the FICO Small Business Scoring Service (SBSS). What is the FICO SBSS? FICO stands for the Fair Isaac Corporation. As a pioneer

Credit scores are critical to securing better financing opportunities. But while some may be satisfied with scores that are good enough, others are aiming to achieve perfection: the coveted 850 credit score.  But is reaching an 850 credit score possible? Let’s take a look at how to get an 850 credit score and obtain perfect

If you’re looking to build business credit for your real estate business, you’ve come to the right place. Most real estate investors use a combination of personal mortgages, personal credit cards, and hard money loans to fund their deals.  My goal is for you to use low interest rate financing not tied to your personal

If you’re looking to build credit for your child, you came to the right place.  There’s a lot of misinformation online about building credit. In this article, I’ll explain how to build your child’s credit, how to protect your child from credit identity theft, and I’ll cover common myths about this subject.  The main difficulty

Staying on top of your business credit means knowing where to turn to for your business credit reports. Much like with personal credit, there are several credit bureaus that will provide you with your reports on demand. Let’s take a closer look at the top business credit bureaus and what you need to know about