How to Get an 800 Credit Score After Bankruptcy
Blog
Nick Gallo

How to Get an 800 Credit Score After Bankruptcy

Filing for bankruptcy may feel discouraging, but it can give you a fresh start. Though it does damage your credit score, it also significantly reduces your outstanding debts, allowing you to rebuild without that financial burden. It takes time to reach an 800 credit score after bankruptcy, but it’s possible. Here’s what you need to

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Fincon
Blog
Garit Boothe

The Top FinCon Bloggers I Met in 2022

FinCon is a conference for content creators in the finance industry, and it moves its location within the US every year. It was my first time in Orlando! The hotel was nice. The best part of the conference is the people that you meet. Here’s a group of us getting dinner and drinks! (You’ll notice

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Mortgage
Blog
Garit Boothe

Why Is Credit Important?

Good credit gives you financial control if you use it in the right way. Your credit score will determine whether you can get a car, home loan, or credit cards. It’s a little more than that too. A strong credit history shows lenders that you are trustworthy and able to pay off debts. Good credit

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Net 60 Vendors
Product Reviews
Faith Stewart

Net 60 Vendors to Help Your Business Grow

The easiest and fastest way to start building a strong business credit profile is with vendor credit. Typically, this will be a Net 30 account. Still, you will find some Net 60 vendors, and even some invoice payment terms of Net 90 and up. This is credit directly from the supplier or service provider rather

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How Much of a Home Loan Can I Get With a 650 Credit Score
Blog
Nick Gallo

How Much of a Home Loan Can I Get With a 650 Credit Score?

The better your credit score, the easier it is to get a lower interest rate and a bigger loan from a mortgage lender. With a 650 credit score, you should qualify for a home loan, but you’ll fall well short of the cheapest possible mortgage rate and the highest available principal balance. Here’s what you

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Why Did My Credit Score Drop for No Reason?
Blog
Stephen M.W.

Why Did My Credit Score Drop for No Reason?

Credit scores are calculated using a specific, clearly defined credit scoring model. So while it may appear your score dropped for no reason, it is never random. Something triggered it even though it might not be immediately obvious to you. I will cover 10 possible reasons why your score may seem to drop without cause.

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How Much Does Self Lender Raise Your Credit Score
Blog
Garit Boothe

How Much Does Self Raise Your Credit Score?

The Self (formerly Self Lender) credit builder loan product has been growing in popularity. Many customers find it a useful addition to their credit-building tool belt. But not everyone has a good experience. Here’s why.  How Much Does Self Boost Your Credit? According to Self, their customers’ credit scores increased by 32 points on average1.

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Writing on a report
Blog
Garit Boothe

How To Create A Personal Balance Sheet

This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. Simply put, a personal balance sheet is a document that keeps track of everything that you possess (assets) and every debt that you owe (liabilities). With this personal financial statement,

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How To Get a Free Tradeline
Blog
Sydney Englund

How To Get a Free Tradeline 

If you have recently looked at your credit report and found that your credit score is less than excellent you may be wondering what DIY credit repair you can do yourself.  One of the first things you are going to want to look at is tradelines. Tradelines that report positive information are an integral part

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