Do You Need Credit to Rent an Apartment?
If you have bad credit or even no credit and need to rent an apartment, the whole process can be extremely frustrating. And with more landlords requiring credit reports to rent, it’s more important than ever to understand how your credit report impacts renting an apartment and what is and isn’t required. This article is
How to Use Credit to Build Wealth (You’ve Never Heard of #5)
Some people are of the opinion that all debt is bad. I don’t believe that. A judicious use of debt can be smart. Here are six ways you can use your credit to build wealth. 1. Buy a Home This one may seem obvious, but you really do need credit to buy a house. For
Build Business Credit in 30 Days – 10 Secret Strategies
If you’re looking to build business credit quickly, this guide will show you how to do it. I assume that you already have a business entity, such as an LLC. Sole proprietors and partnerships can build business credit too, but their financing options are limited. I practice what I preach. I’ve been working in the
Can I Get a Car Loan With a Credit Score of 600?
Yes, you can get a car loan with a credit score of 600. However, it can be harder to find lenders that will approve you for a loan with such a low credit score. More importantly, you might not get the desired rates or loan amount you want with 600. Credit scores are indicative of
How Fast Will a Car Loan Raise My Credit Score?
In most cases, it takes a few months for a car loan to raise your credit score. That is assuming that you make your payments on time. A car loan, like any other form of credit, is going to have an impact on your credit score. The majority of these changes are going to positively
7 Tips Renting With Bad Credit but High Income
Good credit can open a lot of doors. One of the ways good credit can impact your life positively is by making it easy for you to find your next rental. So what happens when you don’t have good credit but plenty of money to afford rent? Is it possible to convince a landlord to
How Long After Paying Off Credit Cards Does Your Credit Score Improve?
Paying off credit cards is an excellent way to work towards greater financial freedom and stability. You can typically see your credit score improve thirty days after paying off your credit cards. How Fast Will Your Credit Score Go Up After Paying Off a Credit Card? After you pay off your credit card, you can
If You Have No Credit, What Is Your Score?
It’s logical to believe that if you have no credit score, your score would be zero. However, it doesn’t actually work that way. If you don’t have credit history, you simply don’t have a score. You don’t have a profile with the major credit bureaus yet. This means they can’t provide you with a score
How to Start Business Credit with EIN
If you want to avoid a personal guarantee in your business financing, you need to build business credit with your EIN, and not your Social Security number. Follow these steps to achieve this! These steps assume that you already have a business entity setup, like an LLC or an S-Corporation, with an EIN tied to