Is Credit Rent Boost Legit?

Yes, Credit Rent Boost is a legitimate Arizona-based company that has been in business for 5 years now. They have an excellent A+ rating from the Better Business Bureau (BBB) along with an average 4.6-star review from their customers. Their services have also been featured by several big-name news outlets, which include CNN, CBS News, Fox News, and others. Reading through their testimonials, it’s clear to see that the majority of their customers are happy with their credit score results. Many even call out specific customer service reps who helped walk them through the process. Credit Rent Boost has helped many people through their rent reporting service to improve their credit, allowing them to reach their financial goals, such as opening an unsecured credit card or buying a house.

How Much Will Credit Rent Boost Help Improve My Score?

As Credit Rent Boost offers different levels of service, how much your credit score will increase depends on which subscription plan you choose. Credit Rent Boost advertises that using their rent reporting service to report 2 years’ worth of rent payment history as well as ongoing payments can increase your credit score from 20 to 101 points. The company goes on to detail that those who will see the biggest increase in their credit score are those with a thin credit profile, while individuals with more established credit will have less of an increase in their score. And for those who previously had no credit, Credit Rent boost says the following: “For someone that has not established credit, it is possible for them to get a score above 640 within two weeks of reporting!” That’s just a few points shy of a good credit score (670 and above). If you opt to just go with the past payment history reporting, Credit Rent Boost quotes an average score increase between 20 and 60 points. And for just ongoing rent payment reporting (no past payment history), your credit score will increase by a small amount, around 5 points, each month you maintain the subscription.

How Much Does Credit Rent Boost Cost?

Credit Rent Boost offers multiple levels of plans at different price points. You can choose whether you want ongoing rent reporting and/or past payment history reporting as well as how many renters you want to add to the account.

Credit Rent Boost Review

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Our Verdict

With their low-cost multi-renter plans, Credit Rent Boost offers a rent reporting service that is both flexible and affordable.

Their customer service is also far above what their competitors offer. They have an excellent BBB rating, and their reviews are high as well.

Credit Rent Boost works with both TransUnion and Equifax to help build your FICO score. Unfortunately they don’t report to Experian, which is a major downside to the service.

Another downside to this service is their lack of refunds. They only extend a refund if they are unable to get your rent reported to the credit bureaus.

The service offered by Credit Rent Boost is ideal for those with thin credit profiles or those with no credit at all. However, we also recommend an even better rent reporting service that reports to all 3 credit bureaus and is even more affordable.

Our Verdict

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