We recommend products that we love. When you buy through links on our site, we may earn an affiliate commission.
If you don’t have the time to use the best credit repair software, pay for the convenience of the best credit repair services to improve a poor credit score.
Finding the right credit repair company in your area can take hours of research and vetting. That’s why we’ve done some of the hard work for you.
Choose from legitimate credit repair services that are based in Las Vegas and nationally so you can start earning a better credit score.
The Best Credit Repair Companies in Las Vegas
Unlike the others on this list, Credit Cop is a credit repair attorney service. They offer to help solve your credit issues for free. It might seem too good to be true, but they depend on donations and volunteers to deliver their services.
This nonprofit is fairly new. The basic details on their website don’t reveal much about their credit repair process outside of booking a free consultation. If you’re wondering how this works, Digital Honey has the inside scoop. We also recommend checking out our Best Credit Building Apps if you’d like to look for other options.
A Credit Cop credit repair expert reviews your credit report for any violations of the Fair Credit Reporting Act (FCRA). If they find anything, they collaborate with an attorney in your state to file a lawsuit against the credit bureaus on your behalf.
You’re probably asking why you’d want to go to court over your credit, but you likely won’t have to. Since the major credit bureaus get an obscene amount of lawsuits, they typically settle out of court.
That results in the credit issues within your lawsuit being deleted from your credit report. There’s also the possibility of winning a small settlement for damages or hardships you faced from the credit issues. Overall, the process takes about three to nine weeks to complete.
While this nonprofit doesn’t have a high amount of reviews yet, the ones they do have are singing them praises. They currently hold an average of 100% excellent reviews on Trustpilot. Plus it helps that you don’t have to pay anything for their services.
While the company is still new, I’d say it’s worth a try.
Credit Glory is a national credit repair company. What stands out about them is their customer ratings compared to other national credit repair agencies. They have over 2,000 reviews on Trustpilot with an average of 4.9 out of 5 stars. That’s phenomenal!
Credit Glory starts with a phone consultation with a credit pro to ensure their services are a good fit for your credit situation. Then they sign you up and gather necessary information like your credit report and personal information.
Next, they dispute inaccurate information with the credit bureaus with dispute letters to improve your credit score. If they don’t remove any negative information within the first 90 days, you can request a full refund of your monthly fees except the initial setup fee.
How much does it cost? Credit Glory charges $99 a month plus a review/setup fee of $100. Depending on the severity of your credit history, it takes an average of three to six months to fix the problems causing bad credit. The money spent on this service comes with a few benefits:
- Access to live support seven days a week
- Money back guarantee
- Cancel at any time through email or text
- Disputes for all inaccurate items
Fast Credit Solutions
Fast Credit Solutions (FCS) is a Las Vegas-based credit repair company. The company’s BBB rating is a C+ but reviews on Yelp tell a much different story. This credit repair company does consultations before signing you up for services, much like any other.
Other credit repair companies often use persuasive sales tactics during your consultation without concern for whether or not you need their service. Fast Credit Solutions chooses to run its business with integrity instead.
Some of their five-star Yelp reviews come from people who didn’t sign up. After reviewing credit reports for free, these would-be clients were informed that FCS’s credit repair wouldn’t be effective for their specific situation. Then they were advised on what to do instead.
That’s the mark of an excellent credit repair service.
The pricing of this service is reasonable. There’s a $49 initial fee and then it’s $75 a month for a total of six months. All in all that makes the total cost of this service $499. With the price of this you get:
- An additional six months of free service
- Credit monitoring for one year
- Physical location with live support
- Free consultation
- Free credit report access
FCS is successful in helping clients improve their credit in 87% of cases. It’s unclear whether or not they offer a money-back guarantee for situations where they aren’t able to remove negative items. Overall, it’s an affordable, effective option for Las Vegas credit repair.
Vivix Credit Solutions
Less than 20 minutes away from Fast Credit Solutions, there’s another credit repair company called Vivix Credit Solutions. They’ve been in business since 2006. They have a four-star average on Yelp and an A+ from the BBB, but some concerns stand out about Vivix.
A common complaint that’s been placed for this Las Vegas credit repair company is the lack of follow-up with customers. After signing up to pay for services, the last thing you want is trouble with getting your phone calls answered.
Despite the lack of communication, there are results from their customers that prove the effectiveness of their credit repair work. Many have reported a deletion rate of 75% to 90% of the negative items on their credit report.
There’s no information on their website about their pricing structure, but reviews report prices of about $1,500 to $1,600 for this Las Vegas credit repair service.
Would you be willing to pay up to $1,600 to repair your credit? And would you still be willing to do that when there’s a company 20 minutes away charging a third of that price for the same service?
Is Vivix effective? Yes. Are most of their customers satisfied? Also yes. However, they’re not as affordable compared to other options and there may be a lapse in communication.
Credit Restoration of Nevada
They offer three credit repair packages with their silver, gold, and platinum plans. The platinum program offers the best value at $399 plus $25 for each item deleted from each credit bureau. This program offers the following benefits:
- Review of your FICO credit scores from all three bureaus
- A personal advisor
- Access to their client portal
- Free quarterly review
- Settlement of collections
- Debt validation and settlement
- Credit phone block
The silver and gold packages are less expensive at $199 and $299 respectively, but you’ll still pay a fee of $25 for each deleted item. If you have really bad credit, that could add up quickly. Credit Restoration of Nevada is best for great service and a low number of negative items.
If you’re looking for other options, possibly in Texas, also check out our article for Credit Repair Companies in El Paso, Texas.
Lexington Law is one of the main competitors for Credit Glory. They’re a well-known name in the field of credit repair. Lexington Law boasts a success rate of 89% where clients raised their FICO score by at least 40 points.
Lexington has the lowest rating on this list with Trustpilot showing a 3.8 average, which still isn’t bad. Many of the negative reviews are from customers who weren’t satisfied with their results after three to six months. There are even reports of seeing no changes after a year or more.
Lexington Law has three credit repair plans that are priced accordingly–
- Concord Standard $95.95 per month
- Concord Premiere $119.95 per month
- Premier Plus $139.95 per month
They claim to remove negative information on your credit profile which can include identity theft, late payments, debt in collections, bankruptcies, and repossessions.
Credit Saint is another national company that performs credit repair. They not only have great customer service scores, but they also have a 90-day money-back guarantee. They’re accredited by the BBB and have an A rating. On Trustpilot, they have an average of 4.2 stars.
It doesn’t stop with customer service. The packages they offer have favorable payment plans compared to Lexington Law and others. The plans range from highly aggressive credit restoration to medium aggression in tackling bad credit.
- Credit Polish: $79.99 a month plus $99 set-up fee
- Credit Remodel: $99.99 a month plus $99 set-up fee
- Clean Slate: $119.99 a month plus $195 set-up fee
Instead of waiting for someone to call you with updates, you can view the progress of having your credit restored through the online portal. Some credit restoration campaigns bank on the credit bureaus not responding to their challenges to get items removed.
Instead, Credit Saint customizes its dispute letters to your unique situation in order to get the best results.
How Much Does the Average Credit Repair Cost in Las Vegas?
On average the cost of credit repair in Las Vegas ranges from $49 to $140 a month. There are also one-time enrollment or setup fees to consider which are about $99 to $149.
Is Credit Repair Legal in Nevada?
Credit repair is legal in Nevada and all 50 states under the FCRA. Not every credit repair company is legitimate.
Be aware of credit repair scams that exaggerate their services or make misleading claims. Another red flag is the company charging you a high upfront fee for services they haven’t provided yet.
What Is the Fastest Way to Repair Your Credit?
The fastest way to repair your credit is to take on several of the following strategies.
• Check your credit report for inaccuracies
• Dispute any errors
• Pay off collections accounts
• Pay all bills on time
• Pay down revolving debts
• Use alternative credit reporting
Is Going to a Credit Repair Company Worth It?
In most situations, credit repair companies aren’t doing anything you can’t do yourself. Conversely, it takes a lot of time to dispute negative items on your credit report, so the convenience of having a credit repair company do it for you is worth it if you’re short on time.
See our Dovly Review for more information on a credit repair company worth considering.
- Dovly Review: A Unique Solution to Credit Repair
- Credit Repair Companies in El Paso, Texas
- Do Credit Repair Companies Work?
- How Many Points Will My Credit Score Increase if a Collection is Deleted?
- Can You Have a 700 Credit Score with Collections?
- Writing a Sample Letter to Remove Repossession From Credit Report
- How To Fix Credit After a Car Repossession
Seychelle is a Maryland-based personal finance writer and business owner. She’s passionate about helping others out of financial pitfalls she’s already dug herself out of. Most of her finance knowledge stems from her career as a Financial Consultant and Branch Manager at the 7th largest US bank. Read more of her work on credit, budgeting, debt consolidation, and entrepreneurship at www.seychellewrites.com