Amanda Garland

Amanda Garland is a personal finance blogger living in Dallas, TX. 10 years ago she was living paycheck to paycheck and knew nothing about how credit works. She learned some hard lessons in her fight for financial stability. Now she has a friendly competition going with her husband to see who can reach a credit score of 850 first. She is also a poet, having obtained a Bachelor of Fine Arts degree in Creative Writing.

What Cell Phone Companies Report to Credit Bureaus

What Cell Phone Companies Report to Credit Bureaus?

Having your cell phone payments appear on your credit history can help you build credit. But unfortunately, no cell phone companies report your account information to the credit bureaus.  So instead, you’ll need to use a third-party company specializing in reporting utility bills.  Do Cell Phone Companies Report to Credit Agencies? Cell phone companies do …

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Business Tradelines

Business Tradelines That Report: Which Ones You Need and How to Get Them

As a business owner, business tradelines are critical to getting good financing. Trade credit and other credit tradelines help build your business credit history and business credit scores.  We’ll outline the type of business tradelines you need to build your business credit and how to get them. Business Tradelines: What Are Business Tradelines? Business Tradelines …

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Tier 1 Business Credit Vendors

Tier 1 Business Credit Vendors [Updated 2022 List]

When you have a small business and are trying to establish a business credit score or build good business credit, opening tier 1 business credit vendor accounts is essential.  These vendor credit accounts are great for building business credit, and they can help you improve your cash flow.  We have thoroughly researched and have determined …

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