If you have a Wells Fargo bank account, auto loan, or other type of banking product, and you are looking for ways to build credit, then you might be looking at Wells Fargo for the solution. Unfortunately, Wells Fargo doesn’t offer a credit building loan or any other type of secured loan or secured credit …
If you are looking for a way to build your credit history and you are a Navy Federal Credit Union member, there are a selection of personal loans they offer that could help you reach your goals. While Navy Federal does not offer a traditional, no-minimum-score-required credit builder loan, they do offer two different types …
Have you been anxiously waiting for a negative collection account to fall off your report? Or for a successful dispute to delete incorrect information due to identity theft that is damaging your credit score? If you have, it can be a huge relief once that account or debt finally disappears off your credit reports. But, …
Once Something is Removed from My Credit Report, Can it Be Put Back On? Read More »
Homeownership is the American Dream. At least it used to be. Some of the shine wore off after the 2008 housing crash. For the first time, many Americans began to see how buying a home wasn’t the good investment they thought it would be. When you look at buying a house in the cold light …
What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the …
You have committed to improving your bad credit by opening a Self (formerly Self Lender) credit builder account and are excited to see your credit score begin to rise. But the first time you check your credit score, you find out that it has actually decreased. Wait, what happened here? While a credit builder loan …
Self Lender Dropped My Credit Score: What Should I Do? Read More »
Self Financial offers a credit building program to their clients that is meant to help them achieve their financial goals. But problems with credit do not have a one-size-fits-all solution. Despite thousands of happy customers, some of their clients have been less than happy with their credit builder account or secured credit card. And they …
Self Financial out of Austin, TX is well known for its credit builder loan product because it is easy to get and requires no minimum credit score. But with their limitations on loan value and repayment terms, their product may not be the best fit for every situation. So let’s take a look at some …
The Self Visa Credit Card is a great secured credit card for current Self customers. Unlike other secured credit cards, it allows you to get started without much money upfront. But it lacks some of the good features that other secured credit cards have. We’ll break it down below. How You Start With Self Credit …
