When you pay for everything in cash or with a debit card, it can be hard to build credit. After all, to build credit, you usually need to obtain debt. But the Extra debit card is different. This debit card works like a credit card in that it reports your payment activity to the credit
These net worth trackers calculate the value of your assets and liabilities. Many of these companies offer free net worth tracking tools alongside their core product, which are usually budgeting tools or investment management. So let’s dive in and take a look at five of the top net worth tracking tools on the market. The
While the Fair Credit Reporting Act1 allows you one free credit report2 from each bureau every year, it doesn’t include free credit scores. Most of the free credit score apps will give you one or two VantageScores for free. However, you can get your FICO score for free from all three credit bureaus by using
There are hundreds of companies offering free credit reports, free credit scores, free credit monitoring services, and more. But which one, or ones, are the best? A good company, or app, will monitor your credit’s critical features, including payment history, credit utilization, the status of individual credit accounts, and more. Many also offer separate features
There are a variety of apps out there in the Apple and Android app stores that can help you turn a poor credit score into a good credit score. We also included a few web apps in this list as well. Some apps focus on letting you view your credit reports and credit scores. Others
When you have a small business and are trying to establish a business credit score or build good business credit, opening tier 1 business credit vendor accounts is essential. These vendor credit accounts are great for building business credit, and they can help you improve your cash flow. We have thoroughly researched and have determined
If you are keeping a good handle on your finances, and your FICO credit score suddenly starts taking a nosedive, you might start to panic. You haven’t made any recent changes to your credit file in the way of opening new accounts or maxing out your credit cards. So why did your credit score decrease?
Homeownership is the American Dream. At least it used to be. Some of the shine wore off after the 2008 housing crash. For the first time, many Americans began to see how buying a home wasn’t the good investment they thought it would be. When you look at buying a house in the cold light
If you otherwise meet the qualifications for a no money down home loan, you may be wondering what kind of credit score you’ll need to receive approval. While no money down loans are backed by a third party that takes on much of the default risk, the loan itself is still issued by a bank.
You pay your bills on time every single month, that should help your credit right? Not necessarily. Only bills that appear on your credit report can help you build good credit. This usually includes payments for loans and credit cards, while other types of bills, like rent payments, aren’t normally a part of your credit
