Author: Amanda Garland

Tier 1 Business Credit Vendors

Tier 1 Business Credit Vendors [Updated 2023 List]

When you have a small business and are trying to establish a business credit score or build good business credit, opening tier 1 business credit vendor accounts is essential.  These vendor credit accounts are great for building business credit, and they can help you improve your cash flow.  We have thoroughly researched and have determined

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The Best Credit Building Apps

The Best Credit Building Apps in 2023

There are a variety of apps out there in the Apple and Android app stores that can help you turn a poor credit score into a good credit score. We also included a few web apps in this list as well. Some apps focus on letting you view your credit reports and credit scores. Others

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Extra Debit Card Review

Extra Debit Card Review 2023: Is It Worth It?

When you pay for everything in cash or with a debit card, it can be hard to build credit. After all, to build credit, you usually need to obtain debt.  But the Extra debit card is different. This debit card works like a credit card in that it reports your payment activity to the credit

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Best Net Worth Tracker

The Best Net Worth Tracker in 2023

These net worth trackers calculate the value of your assets and liabilities.  Many of these companies offer free net worth tracking tools alongside their core product, which are usually budgeting tools or investment management.  So let’s dive in and take a look at five of the top net worth tracking tools on the market. The

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Business Tradelines

Business Tradelines That Report: Which Ones You Need and How to Get Them

As a business owner, business tradelines are critical to getting good financing. Trade credit and other credit tradelines help build your business credit history and business credit scores.  We’ll outline the type of business tradelines you need to build your business credit and how to get them. Business Tradelines: What Are Business Tradelines? Business tradelines

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How to Build Credit With a Secured Credit Card

How to Build Credit With a Secured Credit Card

Secured credit cards help build your credit history and improve your credit score in multiple ways.  Below are 5 steps that you can take in properly managing your secured credit card to ensure you are achieving the maximum credit boosting benefits available.  Step 1: Choose 3 Secured Credit Cards and 1 Credit Builder Loan To

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Personal Credit vs. Business Credit

Personal Credit vs. Business Credit

The Differences Between Personal Credit and Business Credit The credit you use for business is separate from your personal credit. They are governed by different credit bureaus and scoring models.  Personal credit consists of any credit lines you currently have opened and/or closed. This can include auto loans, mortgages, and credit cards.  A personal credit

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How Much Will a Secured Credit Card Raise My Score?

How Much Will a Secured Credit Card Raise My Score?

Do you have a credit score that you are trying to reach? If so, you are probably wondering how far a secured credit card can get you towards reaching that goal.  While the exact score rise will depend on the individual makeup of your credit and overall financial well-being, you can expect something close to

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Business Credit Cards vs. Personal Credit Cards

Business Credit Cards vs. Personal Credit Cards

Many credit card issuers offer personal and corporate credit cards, but these cards will often be very different.  A small business card may have a higher annual fee, higher credit limit, different rewards earning categories, and more. They may also differ in credit reporting, scoring, and legal terms.  It is essential to know these differences,

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How Long Do Tradelines Stay On Your Credit

How Long Do Tradelines Stay On Your Credit?

Tradelines can stay on your credit reports for up to 10 years after you close the account.  However, suppose you have any negative remarks on the account, like late payments. In that case, the negative information falls off of your credit report seven years from the initial delinquency date. A tradeline consists of any account

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