Organizations often avoid working with newer businesses because they perceive them as risky. As a result, companies frequently face additional challenges in their early days. However, a small business owner can purchase a shelf corporation to try and reap the benefits of being an aged company ahead of time. Here’s what you should know about

Credit Karma gives you a free copy of your credit score just for signing up, but it isn’t necessarily the same score that your future lenders will use. You might be wondering about your Credit Karma score vs. your actual score.  What we’re about to show is that, in fact, the score that Credit Karma gives

Collections significantly impact your credit score, sometimes removing tens or over a hundred points from your score overnight. Getting a collection deleted from your report may be handy when building your credit. While you may not get an excellent credit score (700+) with collections on your credit report, you can build your credit and remove

Without inventions, we wouldn’t have many of the modern luxuries we have today. But not all inventions are major wins like cellphones, stoplights, or washing machines. Many more are in the category of absurd inventions that fell short of success. 1. Baby Window Cage In the 1930s, doctors suggested that infants needed to get fresh

How many types of credit scores are there? If you said one, you’d be wrong. If you said three, you’d still be wrong. There are actually more than 10 credit scores! Each one is used to estimate your creditworthiness within certain industries and situations. 1. VantageScore 3.0 VantageScore 3.0 is a joint effort developed by

In 2021, The Federal Trade Commission (FTC) reported an astronomical spike of over 70% in fraud compared to the previous year. Throughout 2021, consumers reported over $181.6 million in credit card fraud alone.  If you need any more reasons to protect your finances from fraud, here are nine truly disturbing stories that will make you

Young startups and small businesses are often desperate for bank loans or wealthy investors to help get their operations off the ground. However, people have been successfully bootstrapping companies for centuries. In fact, many of today’s largest businesses began as little more than one person’s dream, with few allies and even less funding. Let’s explore

Thrift store shopping is one of the best ways to find great deals on used clothing, furniture, and appliances. If you get really lucky, you might end up with something worth much more than you paid for it. Let’s explore the stories of some of the most incredible thrift store finds of all time, many

If you’re feeling guilty about your latest visit to a sushi bar or an Italian eatery, allow us to assuage your conscience. In the grand scheme of things, your food spending is probably a lot more modest than you might think. To give you some perspective, let’s take a tour of the world’s most expensive