Roughly 70% of people who buy a house use a mortgage to complete the transaction1. Unless you’re a cash buyer, you’ll need somewhere between a good credit score and an excellent one to get an affordable interest rate on your loan. If your credit file isn’t as strong as you’d like yet, here’s how to

When I was fixing my credit, I successfully got a 30-day late payment removed from one of my accounts. Doing this increased my credit score by 50 points. I did it by writing a goodwill deletion letter. Here’s how you can do it too. What a Goodwill Deletion Letter Can Accomplish A goodwill letter is

Many of the challenges we face in life all start within our own thoughts and how we view our circumstances. Our mind is a breeding ground for lies and excuses to grow, and when we don’t take care of our own limiting beliefs, they end up holding us captive. In this article, we will address

If you’re a normal person, your parents didn’t help you build credit as you were growing up. Most 18 year olds don’t have credit, which can make life quite difficult.  Here’s how you can build your credit in record time, even at the tender age of 18. This methodology applies to anyone who doesn’t currently

You might expect all of your credit reports and scores to be the same, but they are usually not. Score differences are very common and are usually the result of small variations of when information is reported and how it is weighted.  Even large deviations between credit scores from different agencies can arise. This large

Attempting to claw your way out of debt and past credit issues is frustrating when you’re trying to earn a good credit score. Even when you do everything right, it still seems like it takes forever to see changes.  It might be tempting to take dishonest shortcuts to reach a better credit score overnight, but

FinCon is a conference for content creators in the finance industry, and it moves its location within the US every year. It was my first time in Orlando! The hotel was nice. The best part of the conference is the people that you meet. Here’s a group of us getting dinner and drinks! (You’ll notice

The Self (formerly Self Lender) credit builder loan product has been growing in popularity. Many customers find it a useful addition to their credit-building tool belt. But not everyone has a good experience. Here’s why.  How Much Does Self Boost Your Credit? According to Self, their customers’ credit scores increased by 32 points on average1.