How Long Do Tradelines Stay On Your Credit
Blog
Amanda Garland

How Long Do Tradelines Stay On Your Credit?

Tradelines can stay on your credit reports for up to 10 years after you close the account.  However, suppose you have any negative remarks on the account, like late payments. In that case, the negative information falls off of your credit report seven years from the initial delinquency date. A tradeline consists of any account

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Does Rent Affect Your Credit Score
Blog
Amanda Garland

Does Rent Affect Credit Score?

When you fill out a rental application for a new apartment or home, the landlord often runs a credit check. So you might expect that your rental payments are shown on your credit report, but they are not.  When you are building credit, there are rent payment reporting options out there that can add your

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Blog
Garit Boothe

A Personal Financial Statement Example – What to Include

A personal financial statement is a document that summarizes an individual’s financial position at a specific moment in time. It typically contains a breakdown of all your assets and liabilities, giving you an insight into your financial position and financial health. Assets are things with economic value that you can turn into cash, such as

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money on the table
Blog
Steve Rogers

Is 670 a Good Credit Score?

A 670 credit score is “good”, according to the credit score company FICO®. Because the average FICO score is 711, this puts a credit score of 670 to be below average, but it can still get you qualified for a home loan, a car loan, and a variety of credit cards.  Before we go more

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Dave Ramsey vs. Robert Kiyosaki: Who Should You Listen To?

This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. Dave Ramsey and Robert Kiyosaki are perhaps the most influential personal finance authors of the past 20 years. In many ways, they have differing advice. Which of them is correct?

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Apps for Landlords to Collect Rent
Product Reviews
Nick Mann

The 10 Best Apps for Landlords to Collect Rent

Collecting rent from tenants digitally through an app is not only convenient for them, but it also increases your odds of getting paid on time without needless headaches.  Here are the best property management apps for landlords to collect rent based on the landlord monthly fee, tenant processing fee, payment processing time, and other key

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Why Did My Credit Score Go Down When Nothing Changed?
Blog
Amanda Garland

Why Did My Credit Score Go Down When Nothing Changed?

If you are keeping a good handle on your finances, and your FICO credit score suddenly starts taking a nosedive, you might start to panic. You haven’t made any recent changes to your credit file in the way of opening new accounts or maxing out your credit cards. So why did your credit score decrease?

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Best Credit Card for Contractors
Product Reviews
Nick Mann

Best Credit Card for Contractors (Our Top 6 Choices)

It’s easy for contractors to run into cash flow issues.  But when used responsibly, the right credit card can keep things flowing as you move from one job to the next, and in some cases, build personal credit.  Here are the best credit cards for contractors based on APR, annual fees, rewards, and more. The

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