Credit Cards for Bad Credit [No Deposit Needed]
If you have bad credit, you’re not alone. About 16% of Americans have bad credit1, while only a tiny sliver have perfect credit at 1.2%. And if you’re concerned about getting a credit card because of your situation, don’t worry. There are several credit cards for bad credit, here are six that offer an unsecured
Credit Repair Companies in El Paso, Texas
About 34% of Americans have at least one error on their credit report, an issue that can lower your credit score and make it harder to get a low-interest loan from a lender1. While credit restoration is something you can do on your own, many people choose to hire a credit repair service to assist
MyFICO Review – Is It Worth Paying For Your Credit Scores?
Our verdict: Paying for a MyFICO subscription is worth it if you’re about to buy a house or make another large purchase. If you’re just curious about your credit, a free credit score from a credit monitoring service is enough. What is MyFICO? MyFICO is a credit score reporting subscription plan offered by the creators
Can I Open A Bank Account If I Owe Another Bank Money?
Trying to do life without a bank account is tough. You’ll need one if you want to direct deposit your pay or pay bills automatically. If you owe money to another bank, It can stop you from opening a new account. Opening a bank account doesn’t hit your credit, but you can still be denied
11 Banks That Don’t Use ChexSystems
ChexSystems is a consumer reporting agency that operates under the Federal Fair Credit Reporting Act (FCRA). Source: ChexSystems It’s their job to collect information relating to closed checking and savings accounts where reports may include information on bounced or returned checks, overdrafts, and unpaid balances. If you’ve had these types of issues in the past,
Best Free Online Checking Account: No Opening Deposit, No Credit Check
During times of financial hardship, it’s easy to damage your banking reputation. Overdraft fees, bounced checks, or involuntary account closures end up in your ChexSystems report, which can prevent you from getting traditional checking accounts. If you’ve made mistakes like these in the past, here’s a list of the best free checking accounts you can
Disputing ChexSystems
ChexSystems is a bank reporting agency that tracks issues like returned or bounced checks, overdrafts, unpaid balances, and identity theft. So if you’ve ever had issues like these, you may have a ChexSystems report. While this won’t affect your credit score, it can make opening a new bank account more difficult. But what if you
ChexSystems Removal: A Step-by-Step Guide
ChexSystems is a consumer reporting agency that documents your banking history, like a credit bureau for checking and savings accounts. Removing negative items from your ChexSystems report can improve your chances of qualifying for a new bank account. Here’s what you should know about the ChexSystems removal process, including the primary steps involved and some
How to Get Your ChexSystems Report Online
While having a ChexSystems record doesn’t directly affect your credit score, it can make it more difficult to open a new bank account. And if you’ve ever had issues like a bounced or returned check, an overdraft, or unpaid fees, you may be listed in a ChexSystems report and not even know it. To learn