Seychelle Thomas

Seychelle is a Maryland-based personal finance writer and business owner. She's passionate about helping others out of financial pitfalls she's already dug herself out of. Most of her finance knowledge stems from her career as a Financial Consultant and Branch Manager at the 7th largest US bank. Read more of her work on credit, budgeting, debt consolidation, and entrepreneurship at www.seychellewrites.com

How To Build Business Credit Without Using Personal Credit

How To Build Business Credit Without Using Personal Credit

A major step in any business is finding financing and that’s difficult to do without having business credit. One problem many business owners face is building business credit when their personal credit score isn’t great.  Lenders look for good personal credit scores to lower their risk when lending to new businesses. It might take some …

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DIY credit repair

The 9 Steps of DIY Credit Repair

Fixing your credit on your own is a big undertaking. It can quickly become an overwhelming process when considering all of the dispute letters, correspondence, and tracking. The more complex your credit situation is, the more time you’ll have to dedicate to fixing it.  Many people confuse the terms “credit repair” with “credit building”. It’s …

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Credit Karma vs Experian

Credit Karma vs Experian: Which One Should You Choose?

Our Verdict: Credit Karma has better credit monitoring and more features, but Experian actually gives you your “real” credit score. Plus it offers the wonderful Experian Boost tool. Since they’re both free, it’s worth it to get both of them. Credit Karma is one of the most popular places to look up consumer credit reports. …

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