Author: Garit Boothe

How to Build Credit at 18 (Faster Than Your Parents Did)

If you’re a normal person, your parents didn’t help you build credit as you were growing up. Most 18 year olds don’t have credit, which can make life quite difficult.  Here’s how you can build your credit in record time, even at the tender age of 18. This methodology applies to anyone who doesn’t currently

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Fincon

The Top FinCon Bloggers I Met in 2022

FinCon is a conference for content creators in the finance industry, and it moves its location within the US every year. It was my first time in Orlando! The hotel was nice. The best part of the conference is the people that you meet. Here’s a group of us getting dinner and drinks! (You’ll notice

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Mortgage

Why Is Credit Important?

Good credit gives you financial control if you use it in the right way. Your credit score will determine whether you can get a car, home loan, or credit cards. It’s a little more than that too. A strong credit history shows lenders that you are trustworthy and able to pay off debts. Good credit

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How Much Does Self Lender Raise Your Credit Score

How Much Does Self Raise Your Credit Score?

The Self (formerly Self Lender) credit builder loan product has been growing in popularity. Many customers find it a useful addition to their credit-building tool belt. But not everyone has a good experience. Here’s why.  How Much Does Self Boost Your Credit? According to Self, their customers’ credit scores increased by 32 points on average1.

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Writing on a report

How To Create A Personal Balance Sheet

This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. Simply put, a personal balance sheet is a document that keeps track of everything that you possess (assets) and every debt that you owe (liabilities). With this personal financial statement,

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Personal Income Statement

Personal Income Statement

This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. A personal income statement is a personal financial statement that outlines your income and expenses over a certain period of time, giving you some insight into your financial position. With

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Credit Builder Loan Bank Of America

The Credit Builder Loans Now Available Through Bank of America

Does Bank of America Have a Credit Builder Loan? Although Bank of America has various options for those with limited or bad credit, they currently do not offer loans specifically for building credit. However, we have identified some excellent online lenders, including Credit Strong and Self Financial, that provide true credit builder loans. Credit builder

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Credit Builder Loan Chase

The Credit Builder Loan Options Currently Available From Chase

Does Chase Have a Credit Builder Loan? We looked for credit builder loan options currently being offered by Chase; however, this lender does not offer these types of loan products that consumers use to build credit at this time. TL;DR – If you’re looking for a credit builder loan, we recommend the excellent credit builder loans

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