Author: Garit Boothe

Credit Builder Loan Bank Of America

The Credit Builder Loans Now Available Through Bank of America

Does Bank of America Have a Credit Builder Loan? Although Bank of America has various options for those with limited or bad credit, they currently do not offer loans specifically for building credit. However, we have identified some excellent online lenders, including Credit Strong and Self Financial, that provide true credit builder loans. Credit builder

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Dave Ramsey vs. Robert Kiyosaki: Who Should You Listen To?

This article is part of our series about financial literacy. You can find the links to the other articles at the bottom of the article. Dave Ramsey and Robert Kiyosaki are perhaps the most influential personal finance authors of the past 20 years. In many ways, they have differing advice. Which of them is correct?

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Do you need credit to rent an apartment

Do You Need Credit to Rent an Apartment?

If you have bad credit or even no credit and need to rent an apartment, the whole process can be extremely frustrating.  And with more landlords requiring credit reports to rent, it’s more important than ever to understand how your credit report impacts renting an apartment and what is and isn’t required. This article is

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Build Business Credit in 30 Days

Build Business Credit in 30 Days – 10 Secret Strategies

If you’re looking to build business credit quickly, this guide will show you how to do it.  I assume that you already have a business entity, such as an LLC. Sole proprietors and partnerships can build business credit too, but their financing options are limited.  I practice what I preach. I’ve been working in the

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Can you have a 700 credit score with collections

Can You Have a 700 Credit Score with Collections?

Collections significantly impact your credit score, sometimes removing tens or over a hundred points from your score overnight. Getting a collection deleted from your report may be handy when building your credit. While you may not get an excellent credit score (700+) with collections on your credit report, you can build your credit and remove

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