Stephen M.W.

Stephen regularly writes about personal finance, business management, and technology. He's worked with companies such as Citibank and Micro Focus.

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The FICO vs Vantage Credit Scores

There are defining differences between the FICO vs Vantage credit scoring models. Most credit industry professionals consider FICO to be the “real” score because it is used by 90% or more of lenders. Because lenders almost never use VantageScore for making loan approval decisions, it is often called a “FAKO score”. (Pronounced like “fake-o”.) Free …

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