Author: Nick Gallo

How Much of a Home Loan Can I Get With a 650 Credit Score

How Much of a Home Loan Can I Get With a 650 Credit Score?

The better your credit score, the easier it is to get a lower interest rate and a bigger loan from a mortgage lender. With a 650 credit score, you should qualify for a home loan, but you’ll fall well short of the cheapest possible mortgage rate and the highest available principal balance. Here’s what you

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Credit Strong Review: Does It Work?

There are a lot of credit builder loans on the market, so we had to do a lot of research to stack Credit Strong against its competitors. Our verdict: Credit Strong has the best credit-builder loan on the market today. Their accounts either match or outclass the competition in just about every meaningful way. They’re also

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Companies That Help Build Business Credit

The 10 Best Companies That Help Build Business Credit

Whether it’s to generate working capital, buy new equipment, or hire some help, many small business owners need financing, especially in their early days. Unfortunately, they often lack the business credit necessary to meet lender qualification requirements. If you’re struggling to qualify for the small business loan you want, here’s a list of the 11

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Credit Report

The Best Way to Check Your Credit Score

Having a good credit score is the key to a lot of things in life. You’ll need one to rent a decent apartment, get a mortgage, and qualify for that fancy travel credit card. If you’re like most people, you might not know the best way to check your credit score. Staying up to date

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Best Virutal Credit Cards

The 10 Best Virtual Credit Cards in 2024

Virtual credit card numbers let you make online purchases without disclosing your card’s true account details, protecting you from fraud. They’re also easy to cancel and replace, giving you more power over when and how much merchants can charge you. We analyzed the best virtual credit cards in 2024 based on their capabilities, reward programs,

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Best Secured Credit Card to Build Credit

The Best Secured Credit Cards to Build Credit in 2024

Some might wander, “What is a secured credit card?“. But we know that you’ve got that down, which is why you are looking for the best secured credit cards! We’ve put together a list of the six best secured credit cards to build credit with on the market in 2024. We have also ranked them

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Chime Credit Builder Review

Chime Credit Builder Review

Credit builder accounts are one of the best ways to start establishing your credit history. The Chime credit builder card is a competitive option, but it might not be the right fit for everyone. Here’s what you should know about the Chime card at a glance: Of course, you’ll need to know a lot more

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How to Get an 800 Credit Score After Bankruptcy

How to Get an 800 Credit Score After Bankruptcy

Filing for bankruptcy may feel discouraging, but it can give you a fresh start. Though it does damage your credit score, it also significantly reduces your outstanding debts, allowing you to rebuild without that financial burden. It takes time to reach an 800 credit score after bankruptcy, but it’s possible. Here’s what you need to

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Nav Review

Nav Review – Is it Legit?

In simple terms, Nav is a financial tech company that helps small businesses get the financing they need. Their official mission is “to reduce the death rate of small businesses.”  To accomplish that goal, Nav gives business owners insight into their various credit scores, helps organize their finances, and directs them to lenders that might

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Shelf Corporations

What Are Shelf Corporations and How Do They Work?

Organizations often avoid working with newer businesses because they perceive them as risky. As a result, companies frequently face additional challenges in their early days. However, a small business owner can purchase a shelf corporation to try and reap the benefits of being an aged company ahead of time. Here’s what you should know about

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