What Business Gas Card Is Easiest to Get?

WEX cards tend to be some of the easiest to qualify for. They have no minimum time in the business requirement which helps. Also, the number of options means there is something that works for almost anyone. Remember though, if you apply for multiple cards with WEX, you need to give enough time in between. For example, apply for no more than two cards in a month, and then next month, another two. If you apply for a lot of cards in a short period of time, it might make the underwriter concerned about fraud. It may not mean instant denial, but the credit approval amount may be less. The Wex Fleet Card Net 15 option has the least stringent requirements. Net 15 means the balance has to be paid within 15-days. Requirements include: • Entity in good standing with Secretary of State • EIN • Business address- matching everywhere • D&B number • Business License- if applicable • Business Bank account • Business Phone Number Listed in 411 • A Personal Guarantee (PG) is required

Are These Cards Only for Gas?

Generally speaking, no. Some fuel cards do only allow for gas purchases. However, most now allow for purchases of other things, you just get the best rewards and other benefits when you buy fuel or use it for other automobile-related expenses like maintenance. They also tend to have the best monitoring and control options to ensure personal items are not charged to the company gas card. Otherwise, you could have employees buying things like a gift card, or trying to sneak personal items through using combined purchases. The key to getting any business credit card is responsible credit management. That means through both business and personal credit . They are not the same, but your personal credit can definitely affect your ability to get a business credit gas card. This is especially true if a personal guarantee is required, which is often the case. Handle things well, and you’ll find that you likely have your pick of gas cards. You'll be able to pick fleet fuel cards based on cash rewards, offers for bonus points, membership rewards, fuel savings, types of qualifying purchases, introductory 0 APR, and more, rather than just whether or not you qualify.

Should You Get a Branded Business Gas Card?

Honestly, deciding on a gas card is less about brand and more about your specific needs. Whichever card you can qualify for that offers the options, rewards, limits, terms, and interest rate that is best for your business is the card you should get. If you do choose a branded card, be sure you understand the brand limitations attached. Some have none. Others have plenty, including limits on where you can spend and the types of purchases you can make.

10 Best Business Credit Gas Cards in 2024

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Business credit gas cards can help small businesses in a number of ways. From managing cash flow and spending to helping save money, a business card is a powerful tool for money management.

A fuel card comes with a number of bonuses, from cash back to savings at the pump, it can benefit a small business. This is true whether you manage a whole fleet or just have a couple of vehicles you use for business purposes.

However, all fleet fuel cards are not created equal. Fleet cards that work for one small business may not work for another. It can take a lot of time and research to find credit cards that fit your needs. Here, we lay out some of the most common fuel card options to help you get started.

Card 1 – ExxonMobil

The ExxonMobil Business fuel card is a common choice for many small businesses. The benefits are many and include no annual fee.

In addition, you have the option to carry a balance if needed, and you get an itemized statement that shows card-specific transactions r