Self Lender Competitors

Self Financial out of Austin, TX is well known for its credit builder loan product because it is easy to get and requires no minimum credit score. But with their limitations on loan value and repayment terms, their product may not be the best fit for every situation.

So let’s take a look at some of Self Lender’s top competitors and the credit building products they offer.

Self Competitors:

• Credit Strong                        
• MoneyLion                        
• Chime                        
• Kikoff         

Self Competitor Credit Builder Loan Features

	Self	Credit Strong	MoneyLion	Chime	Kikoff
Primary Product or Service	Credit Builder Loans	Credit Builder Loans	Banking	Banking	Line of retail credit
Other Products & Services Offered	Secured Visa Credit Card	Marketplace for other types of loans	Investment account, credit builder account	Savings account, credit builder account	None
Fees on Credit Builder loan	$9 admin fee	$15 – $25	$19.99 membership fee	$0	$0
Interest rate on Credit Builder Accounts	14.92%	5.83% – 14.92%	5.99% – 29.99%	$0	$0
Loan Amounts	Up to $1800	Up to $10,000	Up to $1000	No set limit	$500 line of credit
Loan Repayment Terms	Up to 24 months	12 months to 10 years	12 months	N/A	N/A
Other Important Credit Builder Facts	Visa tied to your Self credit builder account	No credit check	Will cancel membership at any time once the loan is paid off	Works like a Secured credit card	Doesn’t report to TransUnion

For more information on Self Lender’s credit building services, check out this Self Lender review.

Credit Strong        

Credit Strong’s credit builder loans work in the same way that Self Lender operates their credit builder loans, but with a few key differences.

Where Self Lender has a very limited set of plans, Credit Strong offers you multiple credit building options. Some of these options can make a big difference in your credit score.

Credit Strong takes the cake because:

• It has long-term