Payday loans can be alluring because they only ask for you to have a paycheck to qualify. They don’t care about your credit. The good news is that there are alternatives. These three payday loan alternatives only need verification of your income and cashflow – no credit needed. Here, we’ll look at three alternatives to
When you are strapped for cash and have bad credit, a payday loan can seem like the best option for quick cash. But the convenience of a payday loan often comes with a hefty price. The amount you can borrow will be limited, usually $500 or less, and the fees are substantial, usually $15 or
The BoomPay app and BoomReport service are presented as a way to help you build credit using your rent payment history. For a small fee, you can get your past payment history and/or ongoing history reported. But does BoomPay actually work? Our verdict: BoomPay is a legitimate company with a great product. Many customers have
If you are wanting to start building credit but you only ever use cash or debit cards for your purchases, what can you do? Traditional debit cards don’t build credit history or affect your credit score. But there are specially designed debit cards that can help you achieve a good credit score. These card issuers
Our Verdict With their low-cost multi-renter plans, Credit Rent Boost offers a rent reporting service that is both flexible and affordable. Their customer service is also far above what their competitors offer. They have an excellent BBB rating, and their reviews are high as well. Credit Rent Boost works with both TransUnion and Equifax to
Self Financial out of Austin, TX is well known for its credit builder loan product because it is easy to get and requires no minimum credit score. But with their limitations on loan value and repayment terms, their product may not be the best fit for every situation. So let’s take a look at some
Credit builder accounts are one of the best ways to start establishing your credit history. The Chime credit builder card is a competitive option, but it might not be the right fit for everyone. Here’s what you should know about the Chime card at a glance: Chime won’t check your credit when you applyThere’s no
If you’ve been looking for options to build your credit, you have probably heard of Kikoff. It doesn’t work like other credit builder loans. There are many products and services on the market designed to help a person with no credit or bad credit build a better credit record – we’ll dive into how Kikoff
The Self Visa Credit Card is a great secured credit card for current Self customers. Unlike other secured credit cards, it allows you to get started without much money upfront. But it lacks some of the good features that other secured credit cards have. We’ll break it down below. How You Start With Self Credit
