Category: Product Reviews

Does a Debit Card Build Credit

Does a Debit Card Build Credit?

Do you pay for everything with cash or a debit card? If so, this is probably great for keeping your budget on track. Unfortunately, it also means you are not building credit history.  If you are only ever using cash or a debit card for purchases, then you likely have bad credit or no credit.

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Debit Cards That Build Credit

The ONLY Debit Card That Builds Credit (Plus Alternatives)

If you are wanting to start building credit but you only ever use cash or debit cards for your purchases, what can you do? Traditional debit cards don’t build credit history or affect your credit score.  But there are specially designed debit cards that can help you achieve a good credit score. These card issuers

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Debit Card for Kids

Debit Card for Kids: Our Top 10 Picks

Teaching kids financial literacy from an early age is essential for equipping them with financial skills later in life. One of the best ways to do that is with a debit card for kids.  While the age of 13 is when a child officially becomes eligible for a joint checking account, many banks offer debit

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Credit Strong Review: Does It Work?

There are a lot of credit builder loans on the market, so we had to do a lot of research to stack Credit Strong against its competitors. Our verdict: Credit Strong has the best credit-builder loan on the market today. Their accounts either match or outclass the competition in just about every meaningful way. They’re also

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Credit Rent Boost Review

Credit Rent Boost Review

Our Verdict With their low-cost multi-renter plans, Credit Rent Boost offers a rent reporting service that is both flexible and affordable.  Their customer service is also far above what their competitors offer. They have an excellent BBB rating, and their reviews are high as well. Credit Rent Boost works with both TransUnion and Equifax to

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Credit Karma vs Experian

Credit Karma vs Experian: Which One Should You Choose?

Our Verdict: Credit Karma has better credit monitoring and more features, but Experian actually gives you your “real” credit score. Plus it offers the wonderful Experian BOOST™ tool. Since they’re both free, it’s worth it to get both of them. Credit Karma is one of the most popular places to look up consumer credit reports.

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Credit Karma vs Credit Sesame

Credit Karma vs. Credit Sesame

In a nutshell: Credit Karma wins as a better free credit monitoring service. However, if you’re willing to spend some money, Credit Sesame has some features worth checking out. Credit Karma and Credit Sesame are the two most well-known companies that offer credit monitoring services. And all you need to signup is a social security

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Best Credit Builder Program

Best Credit Builder Programs

What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the

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Companies That Help Build Business Credit

The 10 Best Companies That Help Build Business Credit

Whether it’s to generate working capital, buy new equipment, or hire some help, many small business owners need financing, especially in their early days. Unfortunately, they often lack the business credit necessary to meet lender qualification requirements. If you’re struggling to qualify for the small business loan you want, here’s a list of the 11

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