Category: Product Reviews

Best Reward Debit Cards

Best Reward Debit Cards in 2023 [Cash Back + Fees]

A rewards debit card offers the best of both worlds.  You receive rewards like cash back or points just like you would with a credit card, but you don’t have to pay anything back at the end of the billing cycle.  Instead, you get rewards instantaneously with each purchase.  Here are some of our favorites

Read More »
Debit Card for Kids

Debit Card for Kids: Our Top 10 Picks

Teaching kids financial literacy from an early age is essential for equipping them with financial skills later in life. One of the best ways to do that is with a debit card for kids.  While the age of 13 is when a child officially becomes eligible for a joint checking account, many banks offer debit

Read More »
Net 60 Vendors

Net 60 Vendors to Help Your Business Grow

The easiest and fastest way to start building a strong business credit profile is with vendor credit. Typically, this will be a Net 30 account. Still, you will find some Net 60 vendors, and even some invoice payment terms of Net 90 and up. This is credit directly from the supplier or service provider rather

Read More »
Divvy Credit Card Reviews

Divvy Credit Card Reviews: Is It Right for Your Business?

It can be hard to choose the right credit card for your business. You’ll find cards listed that do not have an annual fee, those that waive the foreign transaction fee, and a host of rewards card options. There are Divvy business credit card reviews all over the internet. Most of them are in agreement

Read More »
Credit Cards for Bad Credit No Deposit

Credit Cards for Bad Credit [No Deposit Needed]

If you have bad credit, you’re not alone. About 16% of Americans have bad credit1, while only a tiny sliver have perfect credit at 1.2%.  And if you’re concerned about getting a credit card because of your situation, don’t worry.  There are several credit cards for bad credit, here are six that offer an unsecured

Read More »
Credit Karma vs Experian

Credit Karma vs Experian: Which One Should You Choose?

Our Verdict: Credit Karma has better credit monitoring and more features, but Experian actually gives you your “real” credit score. Plus it offers the wonderful Experian BOOST™ tool. Since they’re both free, it’s worth it to get both of them. Credit Karma is one of the most popular places to look up consumer credit reports.

Read More »
MyFICO Review

MyFICO Review – Is It Worth Paying For Your Credit Scores?

Our verdict: Paying for a MyFICO subscription is worth it if you’re about to buy a house or make another large purchase. If you’re just curious about your credit, a free credit score from a credit monitoring service is enough. What is MyFICO? MyFICO is a credit score reporting subscription plan offered by the creators

Read More »
Banks That Don’t Use ChexSystems

11 Banks That Don’t Use ChexSystems

ChexSystems is a consumer reporting agency that operates under the Federal Fair Credit Reporting Act (FCRA).  Source: ChexSystems  It’s their job to collect information relating to closed checking and savings accounts where reports may include information on bounced or returned checks, overdrafts, and unpaid balances.  If you’ve had these types of issues in the past,

Read More »
free online checking account no opening deposit no credit check

Best Free Online Checking Account: No Opening Deposit, No Credit Check

During times of financial hardship, it’s easy to damage your banking reputation. Overdraft fees, bounced checks, or involuntary account closures end up in your ChexSystems report, which can prevent you from getting traditional checking accounts. If you’ve made mistakes like these in the past, here’s a list of the best free checking accounts you can

Read More »
Ramp vs Brex

Ramp vs Brex: Which Is Better?

Our Verdict: Since Brex is no longer serving small business customers, Ramp is the better choice for small and medium-sized businesses.  Recently we wrote an article about the five best business credit cards for startups with no credit.  Two of the top cards on that list were Ramp and Brex.  For this post, we’ll take

Read More »