We review the best products in credit building and personal finance.
There are many less companies that help you build business credit than there are for building personal credit. That’s why we compiled this list of the seven best business credit builder programs in 2022. The Best Business Credit Builder Programs To build good business credit, you need both vendor and financial tradelines. In simple terms, …
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CreditStrong is an online lender that provides credit builder loans to consumers and businesses. Their business accounts help companies with limited or bad credit establish a positive financial tradeline and improve their credit scores. If you’re considering using a credit builder loan to work towards good business credit, our CreditStrong review will tell you everything …
MyFICO and Credit Karma are two of the most popular credit services. Their products both have different strengths and weaknesses. Our verdict: Credit Karma is better for casual credit monitoring, since it is free. MyFICO is better if you are getting ready for a major purchase, like a home or a car. They require that …
Credit-builder loans are an increasingly popular product, and the competition for market share is fierce, but there are significant discrepancies between even the top contenders. We studied two of the most popular credit-builder lenders on the market today; Credit Strong and Self (formerly Self Lender), and put them head to head. Here’s how they compare. …
Credit Strong vs Self: Which One Is Better For You? Read More »
There are a lot of credit builder loans on the market, so we had to do a lot of research to stack Credit Strong against its competitors. Our verdict: Credit Strong has the best credit-builder loan on the market today. Their accounts either match or outclass the competition in just about every meaningful way. They’re also …
What is good credit? Score-wise, the experts say it is 670 and above. This makes for a great goal, but how do you get there? Ideally, to achieve a good credit profile and score, a balance of 3 revolving credit accounts (i.e. credit cards) and 1 installment account (personal loan, auto loan, etc.) is the …
We’ve put together a list of the six best secured credit cards to build credit with on the market in 2022. We have also ranked them on multiple factors, including their effectiveness, costs, and accessibility. Citi took the crown as the “Best Overall” secured credit card to build credit, but the others mentioned here are …
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Each credit repair software has its strengths. Some are great at producing letter templates and tracking disputes. Others do the dispute for you and help you monitor your credit for any problems that come up later. We’ll help you by reviewing the best credit repair software out there by assessing their strengths, opportunities, and why …
If you are wanting to start building credit but you only ever use cash or debit cards for your purchases, what can you do? Traditional debit cards don’t build credit history or affect your credit score. But there are specially designed debit cards that can help you achieve a good credit score. These card issuers …
When you pay for everything in cash or with a debit card, it can be hard to build credit. After all, to build credit, you usually need to obtain debt. But the Extra debit card is different. This debit card works like a credit card in that it reports your payment activity to the credit …
