Author: Nick Mann

Best Reward Debit Cards

Best Reward Debit Cards in 2024 [Cash Back + Fees]

A rewards debit card offers the best of both worlds.  You receive rewards like cash back or points just like you would with a credit card, but you don’t have to pay anything back at the end of the billing cycle.  Instead, you get rewards instantaneously with each purchase.  Here are some of our favorites

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Startup Business Credit Cards with No Credit

5 Best Startup Business Credit Cards with No Credit

The big finance sites like NerdWallet, WalletHub, and Fit Small Business include big credit cards brands in their “best startup business credit cards with no credit” articles. This is nonsense. The Chase Ink and American Express cards are not available to small business owners with no personal credit. Approval for those cards requires good personal

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Small Business Loans Texas

Small Business Loans Texas: Our Top 11 Picks

Texas was named the best state to start a business in 2020 and 2021, with cities like Laredo, Lubbock, Austin, Dallas, and Fort Worth being hotbeds of entrepreneurship.  Here’s our list of the 11 best small business loans in Texas based on approval count, average loan size, and other vital factors. The Top Texas Small

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small business loans florida

Small Business Loans Florida: Our Favorite Programs

With an $800 billion economy and abundant opportunities, Florida is a state where many small businesses thrive.  Here are the best small business loans in Florida to help you get the funding you need.  The Top Florida Small Business Loans Small Business Loan Total Approval Count in 2022 Average Loan Size Maximum Loan Amount Payback

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Ramp vs Brex

Ramp vs Brex: Which Is Better?

Our Verdict: Since Brex is no longer serving small business customers, Ramp is the better choice for small and medium-sized businesses.  Recently we wrote an article about the five best business credit cards for startups with no credit.  Two of the top cards on that list were Ramp and Brex.  For this post, we’ll take

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Debit Card for Kids

Debit Card for Kids: Our Top 10 Picks

Teaching kids financial literacy from an early age is essential for equipping them with financial skills later in life. One of the best ways to do that is with a debit card for kids.  While the age of 13 is when a child officially becomes eligible for a joint checking account, many banks offer debit

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The Average Credit Score in Every State

The Average Credit Score in Every State

As a whole, the average US credit score in 2022 is 716.  Given that a score between 670-739 is considered good credit and there was an average five-point increase from 2020, it shows many Americans are on the right track.  But to go even deeper here’s the average credit score in every state based on

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Best Business Cards with EIN Only

The 8 Best Business Cards with EIN Only

Almost all business credit card vendors require an SSN and an EIN when determining eligibility.  Normally, they perform a personal credit check and require a personal guarantee. But not the cards on this list. These are corporate credit cards and gas cards that primarily want your EIN. And while they might need your SSN for

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