Nick Mann

Nick is an author, small business owner, and finance/digital marketing writer. He's been covering the industry for over a decade and loves exploring topics to help other small businesses succeed. You can connect with him at Nnickmannwrites.com

Tillful reviews

Tillful Reviews: The Pros and Cons of This Innovative New Business Credit Card

In 2021, only 30% of small business owners1 were able to secure the financing they needed.  But business credit company, Tillful, is looking to change that with its new secured business credit card.  Here’s everything you need to know about this modern credit platform.  What is Tillful? Source: Tillful In its own words, “Tillful’s mission …

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Second Chance Credit Card with No Security Deposit

Find a Second Chance Credit Card with No Security Deposit

A second chance credit card is designed specifically for people with bad credit. And, fortunately, there are several options available, with some not even requiring a security deposit. Here are our top five picks, including key details like introductory APR, annual fees, rewards, and more, along with answers to frequently asked questions.  Comparison of the …

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Banks That Don’t Use ChexSystems

11 Banks That Don’t Use ChexSystems

ChexSystems is a consumer reporting agency that operates under the Federal Fair Credit Reporting Act (FCRA).  Source: ChexSystems  It’s their job to collect information relating to closed checking and savings accounts where reports may include information on bounced or returned checks, overdrafts, and unpaid balances.  If you’ve had these types of issues in the past, …

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Disputing ChexSystems

Disputing ChexSystems

ChexSystems is a bank reporting agency that tracks issues like returned or bounced checks, overdrafts, unpaid balances, and identity theft. So if you’ve ever had issues like these, you may have a ChexSystems report.  While this won’t affect your credit score, it can make opening a new bank account more difficult.  But what if you …

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Ramp vs Brex

Ramp vs Brex: Which Is Better?

Our Verdict: Since Brex is no longer serving small business customers, Ramp is the better choice for small and medium-sized businesses.  Recently we wrote an article about the five best business credit cards for startups with no credit.  Two of the top cards on that list were Ramp and Brex.  For this post, we’ll take …

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Credit Suite Reviews

Credit Suite Reviews – Is Credit Suite Legit?

Our Verdict: Credit Suite is a great buy for business owners looking to aggressively expand their business financing. The service isn’t cheap, but it’s packed with value. If you’re looking to build your business credit, no doubt you’ve heard of Credit Suite. They’re probably the biggest name in the business credit building industry. We’ve reviewed …

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Startup Business Credit Cards with No Credit

5 Best Startup Business Credit Cards with No Credit

The big finance sites like NerdWallet, WalletHub, and Fit Small Business include big credit cards brands in their “best startup business credit cards with no credit” articles. This is nonsense. The Chase Ink and American Express cards are not available to small business owners with no personal credit. Approval for those cards requires good personal …

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