Author: Nick Gallo

Nav Review

Nav Review – Is it Legit?

In simple terms, Nav is a financial tech company that helps small businesses get the financing they need. Their official mission is “to reduce the death rate of small businesses.”  To accomplish that goal, Nav gives business owners insight into their various credit scores, helps organize their finances, and directs them to lenders that might

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Business credit builder

The 7 Best Business Credit Builder Programs in 2023

There are much fewer companies that help you build business credit than there are for building personal credit.  That’s why we compiled this list of the seven best business credit builder programs in 2023.  The Best Business Credit Builder Programs September 2023 update: Because the Tillful secured business credit card is no longer accepting new

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net 30 accounts

23 Net 30 Accounts for New Businesses [Updated for 2023]

These net 30 accounts help you build business credit.  We’ve compiled the most thorough list on the internet of net 30 accounts that report to the business credit bureaus. So stop browsing the credit forums and start applying to these vendor accounts!  These accounts have been verified – this list is current and up-to-date. What

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Rent Reporting Services

The Best Rent Reporting Services in 2023

If you have bad credit, paying to report your rent to the credit bureaus is one of the easiest ways to improve your score. We analyzed the best rent reporting services on the market and put together our top five based on their fees, rent reporting packages, and average credit boosts. Here’s what we found.

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Can You Raise Your Credit Score 100 Points Overnight

Can You Raise Your Credit Score 100 Points Overnight?

Unfortunately, it’s impossible to raise your credit score by 100 points overnight, unless you were the victim of identity theft. FICO scores only range from 350 to 800, so a 100-point change represents a significant shift in your creditworthiness. For example, increasing your credit score from 600 to 700 would lower your interest rate on

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Credit Builder Card

7 Best Credit Builder Card Options in 2023

We’ve compiled a list of the seven best credit builder card options in 2023. Each of these cards is accessible to people with bad credit, friendly to your budget, and effective at increasing your score. We don’t necessarily recommend any of these cards over the other. Each one has something to offer, so consider them

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Shelf Corporations

What Are Shelf Corporations and How Do They Work?

Organizations often avoid working with newer businesses because they perceive them as risky. As a result, companies frequently face additional challenges in their early days. However, a small business owner can purchase a shelf corporation to try and reap the benefits of being an aged company ahead of time. Here’s what you should know about

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Your Credit Karma Score vs Your Actual Score

Is Your Credit Karma Score Your “Actual Score?”

Credit Karma gives you a free copy of your credit score just for signing up, but it isn’t necessarily the same score that your future lenders will use. You might be wondering about your Credit Karma score vs. your actual score.  What we’re about to show is that, in fact, the score that Credit Karma gives

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Tier 2 Business Credit Vendors

Tier 2 Business Credit Vendors

Whether you’re building personal credit or business credit, you have to follow a specific account progression. Generally, you target attainable ones with less favorable terms first, then work your way up to the more restrictive ones with better rewards. If you’re building business credit, Tier 2 business credit vendors are the second rung on that

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Credit Card Alternatives

The Best Credit Card Alternatives in 2023

Credit cards fulfill three primary functions: facilitating transactions, building credit, and providing a revolving credit account. The best credit cards also generate rewards that you can use to discount your purchases. For those who can’t get a credit card or don’t want one, we’ve put together a list of credit card alternatives that fulfill those

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